Do you want a streamlined and hassle-free approach for your personal injury claim? Discover the single secret to beat your opponent...
A personal injury specialist is a priceless treasure to anyone suffering from an accident injury. When you are hurt, you know you deserve reimbursement of monetary value to cover your losses.
But you have enough problems with your health, so you wouldn't like to handle the claim all by yourself.
In this time of need you can rely on advice and help of an experienced personal injury solicitor, who can take care of your injury claim.
The Steps
They have to be competent in personal injury accident claims and regulated by the Law Society. A specialist who can organise and manage all the filters in an injury claim - from the injury assessment, through paperwork of medical reports and handling procedures, court fees and bills efficiently.
A personal injury specialist is not a new profession but nowadays requires a completely new approach. The companies obtruding themselves on injured people, or any company asking money for their services should now be history, for some anyway.
Personal Injury Solicitor Of A New Era
First of all, they can't harass you. You have the right to choose whether you want to make use of their service or not. If you have any questions or doubts, you should enquire. Now if everything is in simple, jargon-free language then don't you think, this is the 'one!'
If you are not certain that your accident qualifies for a compensation claim, you can contact a personal injury specialist for a free 'professional' injury assessment. Any kind of injury can be handled by a quality accident solicitor.
The Employment
If you decide to employ a specialist then from that moment forward you can sit back and relax as you will be assured of every detail being take care of.
Various types of compensation claims are made everyday and throughout experience a solicitor becomes a specialist. Proficient enough to enable and assist you from the beginning until the final verdict.
The Help
Their help includes not only handling the court cost but also all the necessary steps along the way to it. The advice of an experienced personal injury solicitor makes your compensation claim stress-free as MasterCard would quote 'priceless'.
And finally, regardless of the final verdict of your claim, employing an injury specialist costs you nothing. It should work on a 'no win no fee' rule but it is 'win or no win' still no fee.
If your injury compensation claim ends successfully, the solicitor recovers all their costs from the loser side or their insurance company.
If you lose your claim, the solicitor pays all costs and for you the whole claim even for trying is still free. There are no hidden fees or 'small print' tricks - you take no risk in making use of such service.
No Risk For You!
Let's emphasise it once more: the help of a personal injury specialist is priceless. If anyone risks anything here, it's them, because they have to cover the costs. But thanks to these kinds of deals and arrangements, you can be more than sure that they will do their best to win.
If you pay for an injury claim you want to be certain that you are going to win. Like the nature of accidents, you can't always be so sure. Therefore put the risk on the solicitor then you won't need to ask yourself 'What are the chances of success?'
But if you have the service cost-free, you can be certain that the chance of winning your case is good enough to give it a try.
Question Time
Ask yourself some other questions.
• How often do you have an opportunity to find professional help to solve your problems for free?
• How often, not only the help itself is free, but it can bring you some good compensation?
It doesn't happen very often, does it? So why shouldn't you make use of it - especially if it costs you nothing, bears no risk and can compensate you money for at least trying?
About the author:
It's easy to make use of a personal injury specialist, if you know how. Learn the 12 revolutions of the new compensation claim culture at http://www.CompensationSecrets.co.uk/personal-injury-specialist.htmland get a free assessment.
Circulated by Article Emporium
Thursday, February 14, 2008
Personal Injury Solicitation Specialists
Personal injury solicitation specialists are lawyers who help you with advice and the filing of claims in cases of personal injury, such as accidents at work or during a vacation, repetitive strain injury (RSI), road accidents, accidents caused by tripping and slipping outside the home or workplace and asbestosis. Most personal injury solicitation specialists work on a no-win, no-fee basis—this means that if they do not win a case, they do not get paid.
Most personal injury solicitation specialists have to work quite hard, because accident or personal injury compensation is settled after the courts or the insurance companies have been able to determine whose fault the accident was. If you have been involved in an accident at the workplace, make sure that you report the accident and have it recorded in the accident record book, along with detailed accounts from witnesses, before you go to the hospital for treatment.
If you are involved in a road accident, you will of course exchange names, addresses, and insurance details with the other driver. You should also try and remember what was said and done immediately after the accident, and keep a detailed record of your medical and other expenses and losses associated with the accident. In case the other driver challenges you and accuses you of negligence leading to the accident, you will need to get in touch with the police to get a police accident report filed, get statements from witnesses, and get photographs of the accident scene taken. Most personal injury solicitation specialists will advise you to proceed with a civil claim even if the police do not choose to prosecute the other driver for causing the accident. In case the other driver runs away from the scene of the accident, your claims will be settled by the Motor Insurers Bureau (MIB).
In case you suffer an injury during a package tour abroad, you can sue the tour operator in your country of residence for negligence. To make such a claim, you should have purchased a package holiday, which includes accommodation in a hotel and the cost of a flight to and from your destination. There can be problems suing a foreign hotel, since different safety standards are applied in various countries.
In case you suffer a tripping or slipping accident at work, your personal injury solicitation specialist will have to find the workplace housekeeping staff sloppy, for not preventing such accidents. In case you are involved in a tripping and slipping accident on a pavement, your personal injury solicitation specialist would advise the taking of photographs and detailed measurements, to show the vertical discrepancy between adjacent paving stones.
These are some of the common cases that a personal injury solicitation specialist deals with on an everyday basis.
About the author:
John Eastwood is a well known and renowned writer. In past he had produced books , articles which are rich in issues which are popular among Laws . He had written many books, articles related to Legal issues, popular issues which are much appreciated by people around the country.
Circulated by Article Emporium
Most personal injury solicitation specialists have to work quite hard, because accident or personal injury compensation is settled after the courts or the insurance companies have been able to determine whose fault the accident was. If you have been involved in an accident at the workplace, make sure that you report the accident and have it recorded in the accident record book, along with detailed accounts from witnesses, before you go to the hospital for treatment.
If you are involved in a road accident, you will of course exchange names, addresses, and insurance details with the other driver. You should also try and remember what was said and done immediately after the accident, and keep a detailed record of your medical and other expenses and losses associated with the accident. In case the other driver challenges you and accuses you of negligence leading to the accident, you will need to get in touch with the police to get a police accident report filed, get statements from witnesses, and get photographs of the accident scene taken. Most personal injury solicitation specialists will advise you to proceed with a civil claim even if the police do not choose to prosecute the other driver for causing the accident. In case the other driver runs away from the scene of the accident, your claims will be settled by the Motor Insurers Bureau (MIB).
In case you suffer an injury during a package tour abroad, you can sue the tour operator in your country of residence for negligence. To make such a claim, you should have purchased a package holiday, which includes accommodation in a hotel and the cost of a flight to and from your destination. There can be problems suing a foreign hotel, since different safety standards are applied in various countries.
In case you suffer a tripping or slipping accident at work, your personal injury solicitation specialist will have to find the workplace housekeeping staff sloppy, for not preventing such accidents. In case you are involved in a tripping and slipping accident on a pavement, your personal injury solicitation specialist would advise the taking of photographs and detailed measurements, to show the vertical discrepancy between adjacent paving stones.
These are some of the common cases that a personal injury solicitation specialist deals with on an everyday basis.
About the author:
John Eastwood is a well known and renowned writer. In past he had produced books , articles which are rich in issues which are popular among Laws . He had written many books, articles related to Legal issues, popular issues which are much appreciated by people around the country.
Circulated by Article Emporium
Personal Injury Lawyers at your service
Accidents and personal injuries can never be prevented. It can happen anytime and anywhere without even knowing it. You are unaware with the things that are going to happen with your surroundings. Since this is unstoppable, there are certain rules to compensate with your losses and injuries. In doing so, consulting a lawyer will ease the burden and you can fight for your rights just the way it should be.
Some people and victims decline to consult a lawyer with the thought that seeking one will only make them spend a lot of money without winning anything and make it even worse. Sometimes they fear of making their case get too complicated so they remain silent and still. Everyone has the right to be defended and reserves to fight for their rights.
It is true that cases and hearings are too stressful and nerve-racking but if you caught a good lawyer to handle your case, it is never a problem at all. You just leave it to your lawyer and you will be left worry-free.
If by chance you get involved in a personal injury case, you should claim for your compensation with no second thoughts. It will never be difficult in dealing with it as long as you find the right lawyer to guide you with the proceedings. Filing a case will never be a hassle if you have a lawyer because they all do the steps for you and all you have to do is state your claims.
This is never a problem anymore because there are so many lawyers to consult. One good thing is you will never think that your lawyers will not exert their efforts because they will be paid if your case gets successfully resolved. So you will never have to pay for nothing and waste a big amount of money. Plus, you get fully compensated with all your claims and make sure you are left with nothing.
Your compensation will cover repairs, medical treatment, doctor fee, damages on your vehicle and other evident physical injuries. So if you experienced all these, it is very necessary for you to consult a lawyer. They are designed to keep your case on the right track. So when you feel that your rights are violated, do not have doubts to consult a lawyer before you miss it all!
For more related articles, you may visit http://www.mesrianilaw.com
About the author:
Karen Nodalo came across writing when she was about 11. The whole craze for writing started when she first wrote her diary during elementary years. After school, she would write in it first before doing homework. She finds it cool and until now she still keeps one.
Circulated by Article Emporium
Some people and victims decline to consult a lawyer with the thought that seeking one will only make them spend a lot of money without winning anything and make it even worse. Sometimes they fear of making their case get too complicated so they remain silent and still. Everyone has the right to be defended and reserves to fight for their rights.
It is true that cases and hearings are too stressful and nerve-racking but if you caught a good lawyer to handle your case, it is never a problem at all. You just leave it to your lawyer and you will be left worry-free.
If by chance you get involved in a personal injury case, you should claim for your compensation with no second thoughts. It will never be difficult in dealing with it as long as you find the right lawyer to guide you with the proceedings. Filing a case will never be a hassle if you have a lawyer because they all do the steps for you and all you have to do is state your claims.
This is never a problem anymore because there are so many lawyers to consult. One good thing is you will never think that your lawyers will not exert their efforts because they will be paid if your case gets successfully resolved. So you will never have to pay for nothing and waste a big amount of money. Plus, you get fully compensated with all your claims and make sure you are left with nothing.
Your compensation will cover repairs, medical treatment, doctor fee, damages on your vehicle and other evident physical injuries. So if you experienced all these, it is very necessary for you to consult a lawyer. They are designed to keep your case on the right track. So when you feel that your rights are violated, do not have doubts to consult a lawyer before you miss it all!
For more related articles, you may visit http://www.mesrianilaw.com
About the author:
Karen Nodalo came across writing when she was about 11. The whole craze for writing started when she first wrote her diary during elementary years. After school, she would write in it first before doing homework. She finds it cool and until now she still keeps one.
Circulated by Article Emporium
Personal Injury Compensation - The Edge
Millions of personal injury claims are filed every year. However there is only a small proportion that actually get settled. Learn more on how to get yours settled.
There are too many situations in which an accident injury can happen. Whether outside or at home, even if you are a careful person, the rest of the world is not as perfect. The only thing you can really do is to protect yourself from the painful consequences of personal injuries and, if anything happens to you, all you can do is claim for personal injury compensation.
All injuries, particularly the severe ones, have more or less traumatic experiences and they can seriously affect both your personal life and work. Such situations can make you a victim in two ways: first by the injury itself as damage to your health and second by the moral, social and material losses following the accident.
You can't turn back the flow of the time and avoid what has already happened but a personal injury claim can compensate you for the rest of your problems.
Bad Experiences?
In the past, many companies offered their services to injured people using harassing and not very honest methods. They intruded accident victims at home, pushed ill people into court cases and sucked their wallets dry regardless of the final verdicts.
Even if a person won their injury claim, they would get only a small piece of the compensation, because these companies took most of their money for their fees and other costs.
They didn't care about the well being of their clients - only about 'the profit'. People were bitter and they felt conned by their advisors - and any advisor should be a trustworthy person.
This situation changed with putting the 'No Win No Fee' policy into practice. What was even better, the policy evolved into 'Win Or No Win No Fee' rule. The new methods for solicitors had changed the form of injury compensation claims and made them what they should be from the very beginning: the help and relief for people suffering from personal injury.
What Does 'No Win - No Fee' Policy Really Mean?
Each personal injury compensation claim needs money. The injury has to be assessed and the medical report must be prepared. The court fees and other payments must be paid, too. And finally, the no win no fee solicitor should earn something as well.
But does it mean all these costs ought to be paid by you? Absolutely not! After all, the aftermath of an injury itself is expensive and troublesome enough and you need every penny from your compensation. More than just need: you deserve it!
The deal is simple. First of all: you choose a personal injury solicitor and contact them, not inversely.
If you employ them, the solicitor pays all the fees and bills along the way to your injury claim settlement. They take care of everything. These costs are paid by the solicitor whether you win or lose your compensation claim. They put their money, not your, into the case and they take all the risk. If they lose your claim, you don't lose a penny - why would you, if they didn't help you?
If you win, you get 100% of your injury compensation money and the solicitor receives all payments, fees and bills from the losers or their insurance company. This kind of deal is absolutely safe for you and - what is quite logical - it assures you that the personal injury solicitor will do their best to win. As you can see, the 'No Win No Fee' method is simple and honest - no hidden costs, no small print, no strings attached.
Any personal injury is a big problem itself. Serious injuries can drastically change your life. But with the right solicitor's help and later, with the money from successful personal injury compensation claim, you can easily return to the normality.
The health problems, any psychological damage, costs of medical treatment, loss of income, job issues and many others losses may be compensated thanks to a personal injury claim.
About the author:
It's easy to claim for personal injury compensation, if you know how. Learn the new injury claim culture at http://www.compensationsecrets.co.uk/personal-injury-compensation.htmland get a free assessment.
Circulated by Article Emporium
There are too many situations in which an accident injury can happen. Whether outside or at home, even if you are a careful person, the rest of the world is not as perfect. The only thing you can really do is to protect yourself from the painful consequences of personal injuries and, if anything happens to you, all you can do is claim for personal injury compensation.
All injuries, particularly the severe ones, have more or less traumatic experiences and they can seriously affect both your personal life and work. Such situations can make you a victim in two ways: first by the injury itself as damage to your health and second by the moral, social and material losses following the accident.
You can't turn back the flow of the time and avoid what has already happened but a personal injury claim can compensate you for the rest of your problems.
Bad Experiences?
In the past, many companies offered their services to injured people using harassing and not very honest methods. They intruded accident victims at home, pushed ill people into court cases and sucked their wallets dry regardless of the final verdicts.
Even if a person won their injury claim, they would get only a small piece of the compensation, because these companies took most of their money for their fees and other costs.
They didn't care about the well being of their clients - only about 'the profit'. People were bitter and they felt conned by their advisors - and any advisor should be a trustworthy person.
This situation changed with putting the 'No Win No Fee' policy into practice. What was even better, the policy evolved into 'Win Or No Win No Fee' rule. The new methods for solicitors had changed the form of injury compensation claims and made them what they should be from the very beginning: the help and relief for people suffering from personal injury.
What Does 'No Win - No Fee' Policy Really Mean?
Each personal injury compensation claim needs money. The injury has to be assessed and the medical report must be prepared. The court fees and other payments must be paid, too. And finally, the no win no fee solicitor should earn something as well.
But does it mean all these costs ought to be paid by you? Absolutely not! After all, the aftermath of an injury itself is expensive and troublesome enough and you need every penny from your compensation. More than just need: you deserve it!
The deal is simple. First of all: you choose a personal injury solicitor and contact them, not inversely.
If you employ them, the solicitor pays all the fees and bills along the way to your injury claim settlement. They take care of everything. These costs are paid by the solicitor whether you win or lose your compensation claim. They put their money, not your, into the case and they take all the risk. If they lose your claim, you don't lose a penny - why would you, if they didn't help you?
If you win, you get 100% of your injury compensation money and the solicitor receives all payments, fees and bills from the losers or their insurance company. This kind of deal is absolutely safe for you and - what is quite logical - it assures you that the personal injury solicitor will do their best to win. As you can see, the 'No Win No Fee' method is simple and honest - no hidden costs, no small print, no strings attached.
Any personal injury is a big problem itself. Serious injuries can drastically change your life. But with the right solicitor's help and later, with the money from successful personal injury compensation claim, you can easily return to the normality.
The health problems, any psychological damage, costs of medical treatment, loss of income, job issues and many others losses may be compensated thanks to a personal injury claim.
About the author:
It's easy to claim for personal injury compensation, if you know how. Learn the new injury claim culture at http://www.compensationsecrets.co.uk/personal-injury-compensation.htmland get a free assessment.
Circulated by Article Emporium
Personal Injury Compensation Claims Culture
The "compensation culture" has been given a rather bad name over recent years; this is due to the large increase in no win no fee compensation claims not just in the States, but also across the globe. The question is, who is really to blame for this increase in claims?
People seeking such compensation claims have been described as "money grabbers" from a kerb tripping generation, personally I beg to differ, although it is true that there have been (and possibly will be more) false compensation claims from people wishing to make a fast buck, the majority of cases are from genuine victims of personal injury accidents which could have been avoided.
Personal Injury Compensation Claims are often made against organizations or individuals who have been the cause of accidents that should not have happened; with a little more due care and attention the whole incident could have been avoided.
Victims of accidents who have received personal injury due to an accident that was not their fault should be encouraged to make a personal injury compensation claim, this will not only compensate them for any injury or suffering caused, it will also remind organizations and individuals just how important it is to ensure that due care and attention is always made, especially in the working environment!
About the author:
Personal Injury Compensation Claims are increasing throughout the western word, but if you are entitled to make a claim, shouldn't you, for more information contact Paul Rooney Partnership http://www.prp-online.co.uk
Circulated by Article Emporium
People seeking such compensation claims have been described as "money grabbers" from a kerb tripping generation, personally I beg to differ, although it is true that there have been (and possibly will be more) false compensation claims from people wishing to make a fast buck, the majority of cases are from genuine victims of personal injury accidents which could have been avoided.
Personal Injury Compensation Claims are often made against organizations or individuals who have been the cause of accidents that should not have happened; with a little more due care and attention the whole incident could have been avoided.
Victims of accidents who have received personal injury due to an accident that was not their fault should be encouraged to make a personal injury compensation claim, this will not only compensate them for any injury or suffering caused, it will also remind organizations and individuals just how important it is to ensure that due care and attention is always made, especially in the working environment!
About the author:
Personal Injury Compensation Claims are increasing throughout the western word, but if you are entitled to make a claim, shouldn't you, for more information contact Paul Rooney Partnership http://www.prp-online.co.uk
Circulated by Article Emporium
OSDL RELEASES Q&A ADDRESSING RECENT LEGAL ACTIONS BY SCO GROUP
The Open Source Development Lab (OSDL), a global consortium of leading technology companies dedicated to accelerating the adoption of Linux, today released a Q&A paper written by noted technology law and intellectual property expert Lawrence Rosen. The paper asks and answers key questions about SCO Group's current lawsuit against IBM and about its threatened litigation against users of Linux. The Q&A paper is designed to help Linux users with information to better understand the legal issues in this case, and to help them evaluate their own position with respect to SCO's demand for license fees from companies that continue to use Linux.
In his paper, Rosen identifies some of the legal issues raised by the SCO Group's claims as they relate to Linux development and usage. He does not offer legal advice, but rather frames some of the key questions that companies should ask their own counsel about their use of Linux. He points out that SCO has a long way to go before it can assert broad intellectual property claims against an operating system that was written by thousands of open source programmers worldwide.
"As we have noted before, we see no evidence that end users are slowing down their Linux implementation plans because of SCO's actions" said Stuart Cohen, OSDL CEO. "Mr. Rosen's paper is designed to help users assess whether or not they need to purchase a license to use Linux. We want all those in the Linux industry to know OSDL's position on this issue: Absent clear, open and publicly available evidence that using Linux violates rights that SCO has not already freely conferred by distributing Linux under the GPL license over the course of several years, there is real doubt as to whether end users should purchase a license from SCO."
Key issues covered in Rosen's paper include:
Extent to which the Linux operating system is involved in SCO vs. IBM
Extent to which any single entity has copyright control over Linux
Assessment of impact SCO vs. IBM may have on users of Linux
"The real legal issue in this case is between two companies, not between a software provider and end users, nor between a company and an operating system," Rosen says. "Users should be completely informed of their rights and obligations, if any, before they take steps to purchase a software license they may never need."
To read the entire paper, please visit the OSDL Web site at:
http://www.osdl.org/docs/qa_re_sco_vs_ibm.pdf
http://www.osdl.org/docs/qa_re_sco_vs_ibm_html.html
Lawrence Rosen is founding partner of Rosenlaw & Einschlag, a technology law firm, with offices in Los Altos Hills and Ukiah, California (www.rosenlaw.com). He also serves as general counsel and secretary of Open Source Initiative (www.opensource.org), which reviews and approves open source licenses and educates the public about open source issues.
About the Open Source Development Lab
OSDL - home to Linus Torvalds, the creator of Linux - is dedicated to accelerating the growth and adoption of Linux in the enterprise. Founded in 2000 and supported by a global consortium of IT industry leaders, OSDL is a non-profit organization that provides state-of the-art computing and test facilities in the United States and Japan available to developers around the world. OSDL sponsors include Alcatel, Cisco, Computer Associates, Dell, Ericsson, Force Computers, Fujitsu, HP, Hitachi, IBM, Intel, Linuxcare, Miracle Linux Corporation, Mitsubishi Electric, MontaVista Software, NEC Corporation, Nokia, Red Hat, SuSE, TimeSys, Toshiba, Transmeta Corporation, Turbolinux and VA Software. Visit OSDL on the Web at www.osdl.org.
OSDL is a trademark of Open Source Development Labs, Inc. Linux is a trademark of Linus Torvalds. Third party marks and brands are the property of their respective holders
About the author:
Press Release
Circulated by Article Emporium
In his paper, Rosen identifies some of the legal issues raised by the SCO Group's claims as they relate to Linux development and usage. He does not offer legal advice, but rather frames some of the key questions that companies should ask their own counsel about their use of Linux. He points out that SCO has a long way to go before it can assert broad intellectual property claims against an operating system that was written by thousands of open source programmers worldwide.
"As we have noted before, we see no evidence that end users are slowing down their Linux implementation plans because of SCO's actions" said Stuart Cohen, OSDL CEO. "Mr. Rosen's paper is designed to help users assess whether or not they need to purchase a license to use Linux. We want all those in the Linux industry to know OSDL's position on this issue: Absent clear, open and publicly available evidence that using Linux violates rights that SCO has not already freely conferred by distributing Linux under the GPL license over the course of several years, there is real doubt as to whether end users should purchase a license from SCO."
Key issues covered in Rosen's paper include:
Extent to which the Linux operating system is involved in SCO vs. IBM
Extent to which any single entity has copyright control over Linux
Assessment of impact SCO vs. IBM may have on users of Linux
"The real legal issue in this case is between two companies, not between a software provider and end users, nor between a company and an operating system," Rosen says. "Users should be completely informed of their rights and obligations, if any, before they take steps to purchase a software license they may never need."
To read the entire paper, please visit the OSDL Web site at:
http://www.osdl.org/docs/qa_re_sco_vs_ibm.pdf
http://www.osdl.org/docs/qa_re_sco_vs_ibm_html.html
Lawrence Rosen is founding partner of Rosenlaw & Einschlag, a technology law firm, with offices in Los Altos Hills and Ukiah, California (www.rosenlaw.com). He also serves as general counsel and secretary of Open Source Initiative (www.opensource.org), which reviews and approves open source licenses and educates the public about open source issues.
About the Open Source Development Lab
OSDL - home to Linus Torvalds, the creator of Linux - is dedicated to accelerating the growth and adoption of Linux in the enterprise. Founded in 2000 and supported by a global consortium of IT industry leaders, OSDL is a non-profit organization that provides state-of the-art computing and test facilities in the United States and Japan available to developers around the world. OSDL sponsors include Alcatel, Cisco, Computer Associates, Dell, Ericsson, Force Computers, Fujitsu, HP, Hitachi, IBM, Intel, Linuxcare, Miracle Linux Corporation, Mitsubishi Electric, MontaVista Software, NEC Corporation, Nokia, Red Hat, SuSE, TimeSys, Toshiba, Transmeta Corporation, Turbolinux and VA Software. Visit OSDL on the Web at www.osdl.org.
OSDL is a trademark of Open Source Development Labs, Inc. Linux is a trademark of Linus Torvalds. Third party marks and brands are the property of their respective holders
About the author:
Press Release
Circulated by Article Emporium
Mesothelioma Lawyers Helping The Mesothelioma Victims
Mesothelioma lawyers are legal experts specializing in lawsuits for compensation to mesothelioma victims. Among the many forms of cancer, Mesothelioma is a rare manifestation that attacks the linings of the internal organs. Mesothelioma has a 100% mortality rate and occurs in people exposed to poisonous dust particles emanating from asbestos or related products. Victims of such exposure can hope to be compensated by approaching specialized legal professionals, aptly called mesothelioma lawyers.
Mesothelioma lawyers: A Helping Hand:
Victims of asbestos poisoning can approach mesothelioma lawyers if they want to take legal action against the company or individual responsible for their condition. In fact, many such victims have won lawsuits and financial compensation running into millions of dollars. In some cases, the money recovered has sustained a family for years even after the death of the victim. Mesothelioma lawyers also help to obtain disability benefits and workers compensation for those affected with the disease.
If the exposure to asbestos poisoning was caused by the accused party’s negligence even years ago, a mesothelioma lawyer can still fight for compensation, which might have been denied years ago. Lawyers fighting for asbestos related lawsuits argue the cases as product liability claims under the theories of negligence and strict liability. Generally, a lawsuit is filed against the company, where the victim was employed. Because every affected employee has a unique work history, the attorney must dedicate sufficient time and attention to investigate each case in detail.
Fee Structure of Mesothelioma Lawyers:
Mesothelioma lawyers charge their clients only after the successful completion of a case. This fee plan is called a contingent fee plan wherein a percentage of the compensation received goes to the lawyer as the fee and the lawyers do not charge a fee if the victim does not get a compensation. Normally the lawyers first identify the offending party, and then file the lawsuit in the state where the laws are more pro-employees. This increases the chances of securing a positive verdict. However, in cases of companies are granted immunity under bankruptcy laws, mesothelioma lawyers are there again to assist in arranging out of court settlements.
About the author:
Kirsten Hawkins is a asbestos and mesothelioma specialist from Nashville, TN. Visit http://www.asbestosblog.org/for information on asbestos reform, mesothelioma lawsuit news, and more.
Circulated by Article Emporium
Mesothelioma lawyers: A Helping Hand:
Victims of asbestos poisoning can approach mesothelioma lawyers if they want to take legal action against the company or individual responsible for their condition. In fact, many such victims have won lawsuits and financial compensation running into millions of dollars. In some cases, the money recovered has sustained a family for years even after the death of the victim. Mesothelioma lawyers also help to obtain disability benefits and workers compensation for those affected with the disease.
If the exposure to asbestos poisoning was caused by the accused party’s negligence even years ago, a mesothelioma lawyer can still fight for compensation, which might have been denied years ago. Lawyers fighting for asbestos related lawsuits argue the cases as product liability claims under the theories of negligence and strict liability. Generally, a lawsuit is filed against the company, where the victim was employed. Because every affected employee has a unique work history, the attorney must dedicate sufficient time and attention to investigate each case in detail.
Fee Structure of Mesothelioma Lawyers:
Mesothelioma lawyers charge their clients only after the successful completion of a case. This fee plan is called a contingent fee plan wherein a percentage of the compensation received goes to the lawyer as the fee and the lawyers do not charge a fee if the victim does not get a compensation. Normally the lawyers first identify the offending party, and then file the lawsuit in the state where the laws are more pro-employees. This increases the chances of securing a positive verdict. However, in cases of companies are granted immunity under bankruptcy laws, mesothelioma lawyers are there again to assist in arranging out of court settlements.
About the author:
Kirsten Hawkins is a asbestos and mesothelioma specialist from Nashville, TN. Visit http://www.asbestosblog.org/for information on asbestos reform, mesothelioma lawsuit news, and more.
Circulated by Article Emporium
Mesothelioma Compensation–Claims And Counter-Claims
How to spot a good mesothelioma lawyer:
Legal help is now available to sufferers of mesothelioma, caused by inhalation of asbestos particles. However, mere knowledge is not enough for them to get a fair deal for mesothelioma compensation. They need to pick the right attorney to fight their case for compensation. It is possible to check the competence of the attorney through their settlement record.
Helping victims to identify the source of mesothelioma is important for successful mesothelioma compensation claims. Only an experienced mesothelioma lawyer knows how to do it. Many mesothelioma and asbestos attorneys provide a toll-free help line for mesothelioma victims. Most of the law firms respect their client’s confidentiality. Expert attorneys specializing in mesothelioma compensation lawsuits examine the financial health of the entity responsible for asbestos exposure for deciding the right legal approach. The parameters for dealing with a solvent firm are different from the ones for a legally bankrupt entity. The next step involves entering into settlement negotiations with the defaulting unit.
Many mesothelioma attorneys have websites wherein the sufferers for obtaining free evaluation of their asbestos-related mesothelioma claim. Accurate identification of the specific asbestos-linked products is important for settlement. An inaccurate assessment can damage the potential value of the claim. An experienced mesothelioma attorney or law firm does it thorough investigation and review of past cases relating to a particular facility before filing a claim.
The size of the mesothelioma claim depends on the number of asbestos products identified as the source of mesothelioma. Besides, the chances of defaulting units or entities willing to settle a huge claim increase if the mesothelioma sufferer hires an experienced attorney.
For the defaulting units a mesothelioma settlement with them amounts to cutting their own losses. An efficient attorney will file in the lawsuit in a territory that has fast-track courts. Speedy settlement is obviously in the interest of the mesothelioma victim and their family. An experienced mesothelioma lawyer usually has a nationwide network and an impressive mesothelioma compensation settlement-record. It is a highly specialized legal field and only a few attorneys and law firms have the right credentials to claim nationwide recognition.
About the author:
Kirsten Hawkins is a asbestos and mesothelioma specialist from Nashville, TN. Visit http://www.asbestosblog.org/for information on asbestos reform, mesothelioma lawsuit news, and more.
Circulated by Article Emporium
Legal help is now available to sufferers of mesothelioma, caused by inhalation of asbestos particles. However, mere knowledge is not enough for them to get a fair deal for mesothelioma compensation. They need to pick the right attorney to fight their case for compensation. It is possible to check the competence of the attorney through their settlement record.
Helping victims to identify the source of mesothelioma is important for successful mesothelioma compensation claims. Only an experienced mesothelioma lawyer knows how to do it. Many mesothelioma and asbestos attorneys provide a toll-free help line for mesothelioma victims. Most of the law firms respect their client’s confidentiality. Expert attorneys specializing in mesothelioma compensation lawsuits examine the financial health of the entity responsible for asbestos exposure for deciding the right legal approach. The parameters for dealing with a solvent firm are different from the ones for a legally bankrupt entity. The next step involves entering into settlement negotiations with the defaulting unit.
Many mesothelioma attorneys have websites wherein the sufferers for obtaining free evaluation of their asbestos-related mesothelioma claim. Accurate identification of the specific asbestos-linked products is important for settlement. An inaccurate assessment can damage the potential value of the claim. An experienced mesothelioma attorney or law firm does it thorough investigation and review of past cases relating to a particular facility before filing a claim.
The size of the mesothelioma claim depends on the number of asbestos products identified as the source of mesothelioma. Besides, the chances of defaulting units or entities willing to settle a huge claim increase if the mesothelioma sufferer hires an experienced attorney.
For the defaulting units a mesothelioma settlement with them amounts to cutting their own losses. An efficient attorney will file in the lawsuit in a territory that has fast-track courts. Speedy settlement is obviously in the interest of the mesothelioma victim and their family. An experienced mesothelioma lawyer usually has a nationwide network and an impressive mesothelioma compensation settlement-record. It is a highly specialized legal field and only a few attorneys and law firms have the right credentials to claim nationwide recognition.
About the author:
Kirsten Hawkins is a asbestos and mesothelioma specialist from Nashville, TN. Visit http://www.asbestosblog.org/for information on asbestos reform, mesothelioma lawsuit news, and more.
Circulated by Article Emporium
Media Stunts For An Injury Claim
The claims culture arrived in the UK and it was chaos. Door canvassers and telesales, knocking and ringing constantly for an injury claim.
Have you had an accident injury in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against the victim.
Did you ever understand what was said before you signed the agreement? I guess not. 'Don't worry it doesn't mean anything, the company will contact you and sort it out'. Did they ever?
Today there is so much jargon, i.e. crap out there that many people just ignore an injury compensation claim even if they need to claim compensation.
Helping Hand
In the beginning it was always a helping hand with your accident claim, until it was settled, with insurance and loan deductions. Policies were taken out in thousands that always back fired. And guess who provide the financial funded policies? The BANK! It could have even been your own bank.
It didn't help the victims as it was deducted from their compensation settlement, but surely helped the companies, who have now declared bankruptcy with millions 'scoped' from their victims. But today you have smaller companies doing a similar trick, we'll do this and we'll do that with their new format of technical small print.
Compensation Claim Culture Confusion
You'll get confused just like food, these many calories, this much protein or fat. There is so much advertisement going around that you just think forget it, stick to what we normally do. Don't take any action!
Compensation is an entitlement by law, for release of funds to the injured for being involved in an accident or being injured to some form. Accidents do occur, that's life as nobodies perfect. But with the media filling our heads with different slogans, headlines and examples, we get more confused even when it all should mean the same thing.
Publicity
On TV, there's new advertisers showing victims of an accident injury and how they have had an accident. But what they don't realise is, each accident is unique, so why portray victims as happy as they could ever be with their payouts. It's a marketing stunt. But unfortunately many do fall for it.
An accident solicitor in personal injury claims should only handle your case, not a solicitor in conveyancing. So you need a solicitor with experience in the appropriate field to handle an accident claim for it to be successful.
Browsing from one site to another is not going to help as their technical jargon can to some extent be diluted. We'll do this and we'll do that. Find something simple that will help.
About the author:
It's easy to claim injury compensation, if you know how. Learn the 12 revolutions of the new injury claim culture at http://www.CompensationSecrets.co.uk/injury-claim.htmland get a free assessment.
Circulated by Article Emporium
Have you had an accident injury in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against the victim.
Did you ever understand what was said before you signed the agreement? I guess not. 'Don't worry it doesn't mean anything, the company will contact you and sort it out'. Did they ever?
Today there is so much jargon, i.e. crap out there that many people just ignore an injury compensation claim even if they need to claim compensation.
Helping Hand
In the beginning it was always a helping hand with your accident claim, until it was settled, with insurance and loan deductions. Policies were taken out in thousands that always back fired. And guess who provide the financial funded policies? The BANK! It could have even been your own bank.
It didn't help the victims as it was deducted from their compensation settlement, but surely helped the companies, who have now declared bankruptcy with millions 'scoped' from their victims. But today you have smaller companies doing a similar trick, we'll do this and we'll do that with their new format of technical small print.
Compensation Claim Culture Confusion
You'll get confused just like food, these many calories, this much protein or fat. There is so much advertisement going around that you just think forget it, stick to what we normally do. Don't take any action!
Compensation is an entitlement by law, for release of funds to the injured for being involved in an accident or being injured to some form. Accidents do occur, that's life as nobodies perfect. But with the media filling our heads with different slogans, headlines and examples, we get more confused even when it all should mean the same thing.
Publicity
On TV, there's new advertisers showing victims of an accident injury and how they have had an accident. But what they don't realise is, each accident is unique, so why portray victims as happy as they could ever be with their payouts. It's a marketing stunt. But unfortunately many do fall for it.
An accident solicitor in personal injury claims should only handle your case, not a solicitor in conveyancing. So you need a solicitor with experience in the appropriate field to handle an accident claim for it to be successful.
Browsing from one site to another is not going to help as their technical jargon can to some extent be diluted. We'll do this and we'll do that. Find something simple that will help.
About the author:
It's easy to claim injury compensation, if you know how. Learn the 12 revolutions of the new injury claim culture at http://www.CompensationSecrets.co.uk/injury-claim.htmland get a free assessment.
Circulated by Article Emporium
Lumbar Pain and the System for the disabled
One of the most commonly listed impairments on SSA applications for the disabled is lower lumbar pain. Why is this condition so "common"? Well, it's simply due to the way humans are built. The lower back area (particularly L5-S1) is the point at which we bend to pick up things and we often use it as a fulcrum to lift heavy objects. Unfortunately, because lower back problems are seen so often on disability applications, they tend to be viewed by examiners in a dismissive way. The typical examiner will look at a app that lists back issues as the only allegation and will think to themselves, "Lumbar pain, is that all?". From day one, when the file lands on the examiner's desk, the examiner will have it in his or her mind that the case will ultimately be denied.
Having been an examiner, I am sad to say that this is how the evaulation process usually begins for such cases. And it sucks. Extreme lumbar pain (I don't mean simply "pain". I mean pain of the kind that prevents you from even being able to get off the bed and onto your feet to go to the bathroom without breaking into a sweat and wanting to scream) is something that one cannot imagine...unless one has experienced it firsthand. And without having experienced it personally, it is difficult for others to really understand how lumbar discomfort can be so severe that it impairs a person's ability to work.
Unfortunately, most DDS examiners--the individuals who slap decisions on ssd and ssi claims--are relatively young people who have NEVER experienced this kind of pain. Typically, probably due to relatively low pay, most examiners in a DDS unit will be in their early to late twenties. Yes, you do see people in their thirties, forties, even fifties at a DDS, but most DDS units will be composed of younger workers.
I have no doubt in my mind that this fact alone has a bearing on the decisions rendered for some claims. I mean, how can a person understand how debilitating or painful a situation can be if they've never experienced at least something similar? I'm sure they can't. And with so many examiners belonging to a relativly young age-set, this "builds" a certain insensitivity into the process.
I'll give you an example of what I mean. About eight years ago, I injured my back and was out for 3 straight days. How did this happen? I simply got out of the shower. I must have stepped the wrong way as I got out, because as I was closing my front door I could feel pain tingling down my right leg. Thirty minutes later at a christmas eve party I was on the floor and unable to move. I spent the next three days in bed, on flexeril and pain killers, unable to move much at all. Getting up to go to the bathroom felt like a spike was being hammered into my tailbone.
How does this personal bit of information relate? When I got back to the job (DDS), I tended to look at back cases a lot differently than before. Even though my condition had been relatively short-lived, the memory of the awful pain I felt in those three days made me more acutely aware of how debilitating back pain can be. And how restrictive and limiting a back condition can be for people who have chronic and ongoing back pain.
Now, why am I writing this particular post today? Well, once again I find myself in bed, on percocet and flexeril, after simply crouching (this was a crouch, not a stoop, which you would think would be safer) down to do something. As before, neither the muscle relaxant nor the pain pill seem to do the trick (though I wonder how bad it would feel without these meds) and I expect the situation to last for probably 2-3 days.
Am I disabled? No, of course, not. The likelihood is that sometime in the next 24-48 hours I will be able to walk again, with some residual pain. But...what if I had a condition that caused this level of discomfort, yet was chronic and ongoing? Frankly, I don't know what I would do. I certainly wouldn't be able to work. And feeling that kind of pain for so long would undoubtedly make me depressed and anxious (a lot of claimants with back problems also cite depression as an impairment). And, for me, knowing what I know about the disability system, the situation would seem even more depressing because "pain" is given very little consideration in the evaulation process.
What do you do if your major allegation on a claim is back-related? Here's a tip that really applies to all cases. Seek regular medical care and try to make sure your physician fully documents all the limitations you have as a result of your condition. Medical record documentation on a federal disability claim is essentially the gas that powers the engine.
About the author:
The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
Circulated by Article Emporium
Having been an examiner, I am sad to say that this is how the evaulation process usually begins for such cases. And it sucks. Extreme lumbar pain (I don't mean simply "pain". I mean pain of the kind that prevents you from even being able to get off the bed and onto your feet to go to the bathroom without breaking into a sweat and wanting to scream) is something that one cannot imagine...unless one has experienced it firsthand. And without having experienced it personally, it is difficult for others to really understand how lumbar discomfort can be so severe that it impairs a person's ability to work.
Unfortunately, most DDS examiners--the individuals who slap decisions on ssd and ssi claims--are relatively young people who have NEVER experienced this kind of pain. Typically, probably due to relatively low pay, most examiners in a DDS unit will be in their early to late twenties. Yes, you do see people in their thirties, forties, even fifties at a DDS, but most DDS units will be composed of younger workers.
I have no doubt in my mind that this fact alone has a bearing on the decisions rendered for some claims. I mean, how can a person understand how debilitating or painful a situation can be if they've never experienced at least something similar? I'm sure they can't. And with so many examiners belonging to a relativly young age-set, this "builds" a certain insensitivity into the process.
I'll give you an example of what I mean. About eight years ago, I injured my back and was out for 3 straight days. How did this happen? I simply got out of the shower. I must have stepped the wrong way as I got out, because as I was closing my front door I could feel pain tingling down my right leg. Thirty minutes later at a christmas eve party I was on the floor and unable to move. I spent the next three days in bed, on flexeril and pain killers, unable to move much at all. Getting up to go to the bathroom felt like a spike was being hammered into my tailbone.
How does this personal bit of information relate? When I got back to the job (DDS), I tended to look at back cases a lot differently than before. Even though my condition had been relatively short-lived, the memory of the awful pain I felt in those three days made me more acutely aware of how debilitating back pain can be. And how restrictive and limiting a back condition can be for people who have chronic and ongoing back pain.
Now, why am I writing this particular post today? Well, once again I find myself in bed, on percocet and flexeril, after simply crouching (this was a crouch, not a stoop, which you would think would be safer) down to do something. As before, neither the muscle relaxant nor the pain pill seem to do the trick (though I wonder how bad it would feel without these meds) and I expect the situation to last for probably 2-3 days.
Am I disabled? No, of course, not. The likelihood is that sometime in the next 24-48 hours I will be able to walk again, with some residual pain. But...what if I had a condition that caused this level of discomfort, yet was chronic and ongoing? Frankly, I don't know what I would do. I certainly wouldn't be able to work. And feeling that kind of pain for so long would undoubtedly make me depressed and anxious (a lot of claimants with back problems also cite depression as an impairment). And, for me, knowing what I know about the disability system, the situation would seem even more depressing because "pain" is given very little consideration in the evaulation process.
What do you do if your major allegation on a claim is back-related? Here's a tip that really applies to all cases. Seek regular medical care and try to make sure your physician fully documents all the limitations you have as a result of your condition. Medical record documentation on a federal disability claim is essentially the gas that powers the engine.
About the author:
The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
Circulated by Article Emporium
Is Personal Injury A Need Or A Joke!
Has this ever happened to you... You're at home enjoying your meal and you get a knock at your door. "My name is Jack and I'm calling from (company name), have you or your family had an accident in the last 3 years? If so you could be entitled to personal injury compensation?"
Now for that moment what are you thinking? Are you looking back over the last 3 years to see if you or your family have incurred any personal injury? Or are you thinking of slamming the door in their face or setting the dog on them?
The fact is each one and much more has happened to salespeople who go knocking on peoples' door.
Firstly it's not polite as they're reminding you of your accident which could have been traumatic and secondly another personal injury company has said the same thing they are saying 2 days ago.
So in effect it gets frustrating and over time causes anger and you'll probably take it out on a new recruit who is on their first day at work and you happen to be the first door.
So what is it? A Joke or a Need?
Personal injury has become a joke! Why? There are so many sales people knocking on doors for personal injury claims. In the beginning everyone was like 'really, can you claim for this' or 'you should go and see this company for your injury'. Nobody was aware what was going on but millions of people were claiming for god knows what! Now over the pass few years it upset a few people.
Injured people weren't getting their compensation. They were getting either a small proportion of the compensation or were paying out of their own pockets. In those days as claims were new, you had to believe everything. It was like, 9 month road to riches. But it never really was riches in your pocket however it was for them as they knew the game. They made it seem like they were helping you but in fact were helping themselves with your money.
Some people even today, who are injured, resist to claim compensation as previous traumatic experience left them in the dark and now confused. 'I don't wanna be conned again!' Well I don't blame them.
In reality, it's definitely a NEED. Being compensated for something which wasn't your fault. It could be a road traffic accident, trip, slip or fall even being assaulted on the streets on your way home. These are the people that don't find it a joke. Their life has been disrupted by people who they never knew and now don't want to know.
It takes a lot of energy, especially if there are psychological injuries involved in order to get back on track to a normal life. They either miss out on exams, work, events, holidays and in general 'their' own personal lifestyle. Everything happens in an instant... You're enjoying your life and all of a sudden 'bang' your life changes.
You end up paying for medicine, specialists, travel expenses and other bills. So these people don't think personal injury is a joke as they can reclaim their expenses and be compensated for their loss of enjoyment and injuries.
Stop these canvassers from spoiling the need of personal injury and giving it a 'bad' name. Proceed with the right specialists for personal injury can only make your life a hell of lot better.
Make no mistake this time and claim what you are entitled to, by law!
About the author:
M. Latif makes it easy to claim compensation and gain maximum results without the fear, costs, confusion & risks. Learn the 12 revolutions of the new 100% Compensation culture at http://www.100percent-compensation.co.uk
Circulated by Article Emporium
Now for that moment what are you thinking? Are you looking back over the last 3 years to see if you or your family have incurred any personal injury? Or are you thinking of slamming the door in their face or setting the dog on them?
The fact is each one and much more has happened to salespeople who go knocking on peoples' door.
Firstly it's not polite as they're reminding you of your accident which could have been traumatic and secondly another personal injury company has said the same thing they are saying 2 days ago.
So in effect it gets frustrating and over time causes anger and you'll probably take it out on a new recruit who is on their first day at work and you happen to be the first door.
So what is it? A Joke or a Need?
Personal injury has become a joke! Why? There are so many sales people knocking on doors for personal injury claims. In the beginning everyone was like 'really, can you claim for this' or 'you should go and see this company for your injury'. Nobody was aware what was going on but millions of people were claiming for god knows what! Now over the pass few years it upset a few people.
Injured people weren't getting their compensation. They were getting either a small proportion of the compensation or were paying out of their own pockets. In those days as claims were new, you had to believe everything. It was like, 9 month road to riches. But it never really was riches in your pocket however it was for them as they knew the game. They made it seem like they were helping you but in fact were helping themselves with your money.
Some people even today, who are injured, resist to claim compensation as previous traumatic experience left them in the dark and now confused. 'I don't wanna be conned again!' Well I don't blame them.
In reality, it's definitely a NEED. Being compensated for something which wasn't your fault. It could be a road traffic accident, trip, slip or fall even being assaulted on the streets on your way home. These are the people that don't find it a joke. Their life has been disrupted by people who they never knew and now don't want to know.
It takes a lot of energy, especially if there are psychological injuries involved in order to get back on track to a normal life. They either miss out on exams, work, events, holidays and in general 'their' own personal lifestyle. Everything happens in an instant... You're enjoying your life and all of a sudden 'bang' your life changes.
You end up paying for medicine, specialists, travel expenses and other bills. So these people don't think personal injury is a joke as they can reclaim their expenses and be compensated for their loss of enjoyment and injuries.
Stop these canvassers from spoiling the need of personal injury and giving it a 'bad' name. Proceed with the right specialists for personal injury can only make your life a hell of lot better.
Make no mistake this time and claim what you are entitled to, by law!
About the author:
M. Latif makes it easy to claim compensation and gain maximum results without the fear, costs, confusion & risks. Learn the 12 revolutions of the new 100% Compensation culture at http://www.100percent-compensation.co.uk
Circulated by Article Emporium
Is it necessary to go to court?
In the United States, personal injury claims are given a statute limitation of two (2) years before the claim is outlawed. Within this period, one must obtain a lawyer and file a case before going to trial in court.
Most people find this quite a hassle. Hiring a lawyer takes not only a lot of money, but also demands a considerable amount of time and energy to set up meetings and, of course, show up in court. Because of this, many clients resort to “settlements”, or dealing with the case before going to trial.
Of course, this doesn’t mean settlement happens “outside of court”. This only means that cases are settled “before going to trial”, meaning the case has already been filed. 99% of cases filed in court often reach a settlement before the trial.
Settling before going to court can be tricky. Oftentimes people make the wrong move and get a lower settlement price, or lose more money because they refused to settle.
Settlement usually happens when a date is set—a courtroom and judge are already scheduled, and the case is ready to go to court. This is when defendants usually consider to settle, in case they feel they are risking more if the trial pushes through.
Just remember to never tell the insurance company or your lawyer that you are interested in an early settlement. You will end up getting a low price because the other party will assume that since your goal is to settle. Patience is indeed a virtue when it comes to settlements—higher settlement prices are given as the trial date draws nearer.
It would be of great help to get a lawyer who pushes aggressively for a trial—attorneys with a reputation for agreeing on early settlements are not worth your time or money. Pick a lawyer with a reputable history of taking cases to trial.
About the author:
For additional legal information and inquiries about the article log on to http://www.attorneyservicesetc.com
Circulated by Article Emporium
Most people find this quite a hassle. Hiring a lawyer takes not only a lot of money, but also demands a considerable amount of time and energy to set up meetings and, of course, show up in court. Because of this, many clients resort to “settlements”, or dealing with the case before going to trial.
Of course, this doesn’t mean settlement happens “outside of court”. This only means that cases are settled “before going to trial”, meaning the case has already been filed. 99% of cases filed in court often reach a settlement before the trial.
Settling before going to court can be tricky. Oftentimes people make the wrong move and get a lower settlement price, or lose more money because they refused to settle.
Settlement usually happens when a date is set—a courtroom and judge are already scheduled, and the case is ready to go to court. This is when defendants usually consider to settle, in case they feel they are risking more if the trial pushes through.
Just remember to never tell the insurance company or your lawyer that you are interested in an early settlement. You will end up getting a low price because the other party will assume that since your goal is to settle. Patience is indeed a virtue when it comes to settlements—higher settlement prices are given as the trial date draws nearer.
It would be of great help to get a lawyer who pushes aggressively for a trial—attorneys with a reputation for agreeing on early settlements are not worth your time or money. Pick a lawyer with a reputable history of taking cases to trial.
About the author:
For additional legal information and inquiries about the article log on to http://www.attorneyservicesetc.com
Circulated by Article Emporium
Insurance Claims
When you are involved in an accident insurance claims may not be the first thoughts on your mind. However, there are some procedures you should follow in order to preserve your right to file an insurance claim. This may be anything from hail damage to a stolen vehicle and does not refer solely to car accidents.
The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.
If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.
Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.
Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.
About the author:
Alan Jason Smith is the owner of http://www.lanzinsurance.comwhich is a great place to find insurance links, resources and articles. For more information go to: http://www.lanzinsurance.com
Circulated by Article Emporium
The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.
If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.
Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.
Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.
About the author:
Alan Jason Smith is the owner of http://www.lanzinsurance.comwhich is a great place to find insurance links, resources and articles. For more information go to: http://www.lanzinsurance.com
Circulated by Article Emporium
Injury Compensation Claims
INJURY COMPENSATION CLAIMS
Accidents do happen, but if you feel you had a slip trip or fall that was due to someone else’s negligence, you have the right to claim compensation. Personal injuries because of slipping, tripping and falling are a fact of life, but sometimes they are the result of carelessness on the part of individuals or municipal councils who are liable to pay compensation for it.
Though most public areas in the U.K. conform to the highest safety standards, occasionally a poorly maintained road, pavement, car park or shopping area can become the cause for personal injury. One could trip on a warped or pitted road, pavement, walkway or car park. One could also slip on dangerously polished floors, fall down poorly constructed or maintained stairs or trip over worn floor coverings or obstructions.
In the case of slips and trips in public areas like roads, walkways and pavements, the local authorities responsible for their upkeep can be held liable if negligence is established. The authorities are expected to carry out frequent inspection and maintenance, especially in areas of high foot traffic. Shops and occupiers of other similar public places are duty-bound to keep the premises safe for their customers. They are required to have staff locating and removing items customers might have spilled or dropped on the floor in order to prevent injury to other visitors.
If you should sustain injuries after taking a fall or slipping in another person’s home, you are entitled to compensation if it was the result of the occupier or proprietor’s negligence. It is the occupier’s responsibility to keep the house safe by picking dropped objects like toys off the floor and wiping off spilt liquids so that no one is hurt. Slips, trips and falls are also common in the workplace and liability in such cases rests with the employer.
When a slip trip fall claim is filed, the law takes into consideration whether the owner/caretaker of the premises where the accident occurred takes “reasonable” care of the property. Reasonableness here relates to a regular inspection and maintenance regime. The claimant will also be questioned about whether he/she was distracted at the time of the accident or was careless in any way that might have led to the slip, trip or fall. One is expected to watch where he/she is going. If there were warnings of hazards that went unheeded or if the claimant was careless, the claim will fail.
Legal Claim UK is a network of no win no fee accident compensation claims lawyers operating across the United Kingdom. When our personal injury specialists handle your claim, you get the damages in full if you win. At no point of the process are you required to pay. The legal fee is taken care of as part of the settlement/verdict in case of a win and you get the entire sum awarded as compensation. Our network includes experts on slip trip and fall claims. For more information on our services, visit www.legal-claim.co.uk. If you have been injured in an accident in the last three years that wasn’t your fault, you should contact Legal Claim UK.
About the author:
: John Eastwood is a well know writer in legal issues. His articles are popular in various online portals. He has a vast experience in writing professional articles based on legal issues, law and other related areas.
Circulated by Article Emporium
Accidents do happen, but if you feel you had a slip trip or fall that was due to someone else’s negligence, you have the right to claim compensation. Personal injuries because of slipping, tripping and falling are a fact of life, but sometimes they are the result of carelessness on the part of individuals or municipal councils who are liable to pay compensation for it.
Though most public areas in the U.K. conform to the highest safety standards, occasionally a poorly maintained road, pavement, car park or shopping area can become the cause for personal injury. One could trip on a warped or pitted road, pavement, walkway or car park. One could also slip on dangerously polished floors, fall down poorly constructed or maintained stairs or trip over worn floor coverings or obstructions.
In the case of slips and trips in public areas like roads, walkways and pavements, the local authorities responsible for their upkeep can be held liable if negligence is established. The authorities are expected to carry out frequent inspection and maintenance, especially in areas of high foot traffic. Shops and occupiers of other similar public places are duty-bound to keep the premises safe for their customers. They are required to have staff locating and removing items customers might have spilled or dropped on the floor in order to prevent injury to other visitors.
If you should sustain injuries after taking a fall or slipping in another person’s home, you are entitled to compensation if it was the result of the occupier or proprietor’s negligence. It is the occupier’s responsibility to keep the house safe by picking dropped objects like toys off the floor and wiping off spilt liquids so that no one is hurt. Slips, trips and falls are also common in the workplace and liability in such cases rests with the employer.
When a slip trip fall claim is filed, the law takes into consideration whether the owner/caretaker of the premises where the accident occurred takes “reasonable” care of the property. Reasonableness here relates to a regular inspection and maintenance regime. The claimant will also be questioned about whether he/she was distracted at the time of the accident or was careless in any way that might have led to the slip, trip or fall. One is expected to watch where he/she is going. If there were warnings of hazards that went unheeded or if the claimant was careless, the claim will fail.
Legal Claim UK is a network of no win no fee accident compensation claims lawyers operating across the United Kingdom. When our personal injury specialists handle your claim, you get the damages in full if you win. At no point of the process are you required to pay. The legal fee is taken care of as part of the settlement/verdict in case of a win and you get the entire sum awarded as compensation. Our network includes experts on slip trip and fall claims. For more information on our services, visit www.legal-claim.co.uk. If you have been injured in an accident in the last three years that wasn’t your fault, you should contact Legal Claim UK.
About the author:
: John Eastwood is a well know writer in legal issues. His articles are popular in various online portals. He has a vast experience in writing professional articles based on legal issues, law and other related areas.
Circulated by Article Emporium
If Your Case Gets Denied
If you have been injured or become ill and are no longer able to work, you have certain Social Security Disability Benefits. Social Security Disability is a benefit received from the Social Security Administration by disabled workers and in some cases their dependents, similar to those received by retired workers. And you will have to file your case.
Sheri Abrams states the statutes for one to be qualified to file for Social Security Disability Benefits:
“To receive benefits under the Social Security Disability program, you must have a physical or mental health problem (or a combination of problems) severe enough to keep you from working in any regular paying job for at least one year or result in death. The test isn't whether or not you are able to go back to your old job, and the test isn't whether or not you have been able to find a job lately. Rather, the test is whether you are capable of doing any job available in the national economy (even if this job involves different skills or pays less than your previous work.) By using an extensive set of regulations, the Social Security Administration takes into account your medical condition, your age, your abilities, your training and your work experience in deciding your case.”
It is most regrettable that most of the claims for security disability and benefits are denied. In fact, 60-70% of the claims are denied while it booms to 80-85% at the Reconsideration level. In truth, a claim that is denied once will have to go to a hearing before an Administrative Law Judge before it is approved.
Denial of claims can be attributed to stringent requirements set. Severity of the illness or injury is the key and a doctor’s report indicating that the claimant can still perform "light" or "sedentary" work may be cause for benefits to be declined. For this reason, a big 60% of initial Social Security disability claims are denied.
With this is mind, claimants are to make an appeal if their petitions are turned down. Make a quick consultation with the local social security office and make a request for a plea of your case within sixty days upon receipt of letter denying request.
Social Security disability payments are the right of a person who has paid into the system and who is experiencing a long-term illness or disabling injury. The process is not simple but the benefits can be substantial.
About the author:
Ariel Velasco goes by the author alias of Paul Hood. This author is into books and writing. Reading is an essential part of his life and this has lent a considerable influence in his writing. Well traveled and would always want to travel more. He loves learning more about people and their ways. Took up a Bachelor of Arts in Sociology to further this fascination and had a fulfilling educational experience having been exposed to a wide spectrum of people. Always ready for new opportunities to learn and have a great deal of interest in different fields of expertise.
For questions, comments and additional info about the articles visit http://www.socialsecuritylawattorney.com
Circulated by Article Emporium
Sheri Abrams states the statutes for one to be qualified to file for Social Security Disability Benefits:
“To receive benefits under the Social Security Disability program, you must have a physical or mental health problem (or a combination of problems) severe enough to keep you from working in any regular paying job for at least one year or result in death. The test isn't whether or not you are able to go back to your old job, and the test isn't whether or not you have been able to find a job lately. Rather, the test is whether you are capable of doing any job available in the national economy (even if this job involves different skills or pays less than your previous work.) By using an extensive set of regulations, the Social Security Administration takes into account your medical condition, your age, your abilities, your training and your work experience in deciding your case.”
It is most regrettable that most of the claims for security disability and benefits are denied. In fact, 60-70% of the claims are denied while it booms to 80-85% at the Reconsideration level. In truth, a claim that is denied once will have to go to a hearing before an Administrative Law Judge before it is approved.
Denial of claims can be attributed to stringent requirements set. Severity of the illness or injury is the key and a doctor’s report indicating that the claimant can still perform "light" or "sedentary" work may be cause for benefits to be declined. For this reason, a big 60% of initial Social Security disability claims are denied.
With this is mind, claimants are to make an appeal if their petitions are turned down. Make a quick consultation with the local social security office and make a request for a plea of your case within sixty days upon receipt of letter denying request.
Social Security disability payments are the right of a person who has paid into the system and who is experiencing a long-term illness or disabling injury. The process is not simple but the benefits can be substantial.
About the author:
Ariel Velasco goes by the author alias of Paul Hood. This author is into books and writing. Reading is an essential part of his life and this has lent a considerable influence in his writing. Well traveled and would always want to travel more. He loves learning more about people and their ways. Took up a Bachelor of Arts in Sociology to further this fascination and had a fulfilling educational experience having been exposed to a wide spectrum of people. Always ready for new opportunities to learn and have a great deal of interest in different fields of expertise.
For questions, comments and additional info about the articles visit http://www.socialsecuritylawattorney.com
Circulated by Article Emporium
Ideas about Reforming the System for the Disabled
There's an excellent website online published by a Dr. Holden, a former DDS medical consultant. I couldn't help but comment on one of the good doctor's recent writings in which he makes several suggestions for evaluation reform. To get right to the point, Dr. Holden's reform ideas seem to strongly revolve around the notions of upgrading the salaries of examiners and instituting a better medical training regimen for these workhorses of the system.
Dr. Holden's points are, to some extent, on target. For starters, examiners don't get enough medical training. As a former examiner myself, I don't mind saying that. And I seriously question the entire concept of SDM's ("single decision maker" examiners who can slap decisions on cases without the input of their unit medical consultants----how crazy is that? Examiners are NOT doctors).
Dr. Holden also questions the soundness of utilizing lawyers--who are now wearing the hats of federal administrative law judges--to adjudicate "medical evaluation cases". Personally, I never really understood just why it is that an ALJ (someone with legal training, not medical training) is necessarily needed to preside over disability hearings. Judges are not medical professionals and disability hearings are not legal court proceedings in the strictest sense. In fact, this is exactly why non attorneys are allowed to represent claimants at such hearings.
I really have no major problem with any of Dr. Holden's core assertions. However, I guess it's true that we are all, to some extent, limited by our experiences and this holds true for MD's as well.
While Holden's suggestion for more indepth medical training for DDS examiners is a good one, his suggestions for overall reform miss the REAL PROBLEM (IMO - just my opinion) with DDS. What's that problem?
Here it is: DQB. As all examiners, reps, judges, and CRs know, a percentage of completed DDS files are sent off to this unit to see if all the i's are dotted and all the t's have been properly crossed. And, interestingly enough, more cases that were MARKED FOR APPROVAL come back reversed i.e. overturned than vice-versa.
When a case is returned from DDS, it's like a black mark for the examiner because it directly implies that he or she flubbed up. It's a black mark for the unit supervisor because the return came back to his or her unit. And it's a black mark for the dds administrators because the more DQB returns you get, the worse it makes your agency look.
So, human nature being what it is, what is the outcome at all dds locations in the good old USA?
It means that supervisors tend to exert an iron grip over the examiners in their units. It also means that supervisors will always lean more toward denials rather than approvals. And...if a case is one of "those" cases that is right on the line, you can be sure that the examiner won't stick his or her neck out because the likelihood is that the unit supervisor will have to talk to the examiner about his or her decision-making ability, (i.e. imply to them that they better get in line with the program and/or potentially find a new job).
Now, this may not have occurred to Dr. Holden because he was not an examiner. And it may not have occurred to most reps because they, too, were never examiners (though some examiners later went on to become attorneys or non attorney reps). And it certainly would not occur to an SSA CR
because, for all intents and purposes, they know very little about the actual disability evaluation process, aside from the mechanics of taking claims and then processing them once DDS is finished with the medical evaluation.
Of course, I am not saying that we need to fill the spots currently occupied by ALJ's with level 3 disability examiners or SSA Disability Case managers (that is, if they ever actually created such a DCM position). I'm not saying we should get rid of the SDM program (though it wouldn't bother me), or dispense with quality review. But, I do think it's pretty plain that external
quality review has had an insidious effect on DDS claims processing-----with disability claimants coming out the clear loser.
So, what's the alternative to DQB? In all candor, I don't know. But, regarding such issues (disability system reform from a "structural perspective") perhaps that's something that the brighter heads in NADR and NOSSCR should ponder and make proposals toward.
About the author:
The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
Circulated by Article Emporium
Dr. Holden's points are, to some extent, on target. For starters, examiners don't get enough medical training. As a former examiner myself, I don't mind saying that. And I seriously question the entire concept of SDM's ("single decision maker" examiners who can slap decisions on cases without the input of their unit medical consultants----how crazy is that? Examiners are NOT doctors).
Dr. Holden also questions the soundness of utilizing lawyers--who are now wearing the hats of federal administrative law judges--to adjudicate "medical evaluation cases". Personally, I never really understood just why it is that an ALJ (someone with legal training, not medical training) is necessarily needed to preside over disability hearings. Judges are not medical professionals and disability hearings are not legal court proceedings in the strictest sense. In fact, this is exactly why non attorneys are allowed to represent claimants at such hearings.
I really have no major problem with any of Dr. Holden's core assertions. However, I guess it's true that we are all, to some extent, limited by our experiences and this holds true for MD's as well.
While Holden's suggestion for more indepth medical training for DDS examiners is a good one, his suggestions for overall reform miss the REAL PROBLEM (IMO - just my opinion) with DDS. What's that problem?
Here it is: DQB. As all examiners, reps, judges, and CRs know, a percentage of completed DDS files are sent off to this unit to see if all the i's are dotted and all the t's have been properly crossed. And, interestingly enough, more cases that were MARKED FOR APPROVAL come back reversed i.e. overturned than vice-versa.
When a case is returned from DDS, it's like a black mark for the examiner because it directly implies that he or she flubbed up. It's a black mark for the unit supervisor because the return came back to his or her unit. And it's a black mark for the dds administrators because the more DQB returns you get, the worse it makes your agency look.
So, human nature being what it is, what is the outcome at all dds locations in the good old USA?
It means that supervisors tend to exert an iron grip over the examiners in their units. It also means that supervisors will always lean more toward denials rather than approvals. And...if a case is one of "those" cases that is right on the line, you can be sure that the examiner won't stick his or her neck out because the likelihood is that the unit supervisor will have to talk to the examiner about his or her decision-making ability, (i.e. imply to them that they better get in line with the program and/or potentially find a new job).
Now, this may not have occurred to Dr. Holden because he was not an examiner. And it may not have occurred to most reps because they, too, were never examiners (though some examiners later went on to become attorneys or non attorney reps). And it certainly would not occur to an SSA CR
because, for all intents and purposes, they know very little about the actual disability evaluation process, aside from the mechanics of taking claims and then processing them once DDS is finished with the medical evaluation.
Of course, I am not saying that we need to fill the spots currently occupied by ALJ's with level 3 disability examiners or SSA Disability Case managers (that is, if they ever actually created such a DCM position). I'm not saying we should get rid of the SDM program (though it wouldn't bother me), or dispense with quality review. But, I do think it's pretty plain that external
quality review has had an insidious effect on DDS claims processing-----with disability claimants coming out the clear loser.
So, what's the alternative to DQB? In all candor, I don't know. But, regarding such issues (disability system reform from a "structural perspective") perhaps that's something that the brighter heads in NADR and NOSSCR should ponder and make proposals toward.
About the author:
The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
Circulated by Article Emporium
HOW TO PROTECT REQUESTED CONFIDENTIAL SOCIAL SECURITY INFORMATION?
Social Security information requested by members should be treated with utmost care and must be kept securely. As much as it is the obligation and function of the Social Security to ensure the confidentiality of its members’ accounts including all personal information pertaining to their members however requested and mailed information to members no longer covers the Social Security scope of protection.
The protection of the information becomes now the obligation of the requesting member. In order to ensure the confidentiality of the requested information members may exit the browser after filling up the social security online forms. Exiting the browser after used will ensure that no other person may gain access to all your Social Security information. And to further protect your privacy as a Social Security member it is recommended that you use a built-in security features that web browsers’ provide. The used of certain security settings as well as options will ensure the privacy of any personal information. Nevertheless, the security setting on the browser varies depending on the type of browser version one is using. And for those members who have no idea on the type of browser they are using you may consult the Help files of your browser software.
But for those who wants to really ensure the confidentiality of all their divulge information, there are downloadable Social Security forms which they can download and mail to the social security address found on the form. It usually takes two to four weeks before you get to have your requested Social Security statement.
And for those who may want to call the office of the Social Security it is open Monday to Friday except 2:00 am – 3:00 am. Likewise Saturday from 5:00 am to 11:00 pm and then Sunday from 8:00 am to 10:00 pm. The Social Security office is also open during holidays from 5:00 am to 11:00 pm. Knowing the business hours of the Social Security office in your area would greatly help you as a member in saving time and effort especially when making follow-ups of your claims for benefits.
About the author:
For comments and suggestions about the article kindly visit Los Angeles Social Security Lawyer
Circulated by Article Emporium
The protection of the information becomes now the obligation of the requesting member. In order to ensure the confidentiality of the requested information members may exit the browser after filling up the social security online forms. Exiting the browser after used will ensure that no other person may gain access to all your Social Security information. And to further protect your privacy as a Social Security member it is recommended that you use a built-in security features that web browsers’ provide. The used of certain security settings as well as options will ensure the privacy of any personal information. Nevertheless, the security setting on the browser varies depending on the type of browser version one is using. And for those members who have no idea on the type of browser they are using you may consult the Help files of your browser software.
But for those who wants to really ensure the confidentiality of all their divulge information, there are downloadable Social Security forms which they can download and mail to the social security address found on the form. It usually takes two to four weeks before you get to have your requested Social Security statement.
And for those who may want to call the office of the Social Security it is open Monday to Friday except 2:00 am – 3:00 am. Likewise Saturday from 5:00 am to 11:00 pm and then Sunday from 8:00 am to 10:00 pm. The Social Security office is also open during holidays from 5:00 am to 11:00 pm. Knowing the business hours of the Social Security office in your area would greatly help you as a member in saving time and effort especially when making follow-ups of your claims for benefits.
About the author:
For comments and suggestions about the article kindly visit Los Angeles Social Security Lawyer
Circulated by Article Emporium
How to Make a Better SSI Case
It is not actually that a person’s disability claim is not believable enough or substantial enough that causes denied applications for the Social Security Disability or the Supplemental Security Income benefits. Represented or not, with undisputable medical records or not, seventy percent (70%) of all disability claims are denied at applications. Does this mean that, it really makes no difference whether you present a substantial claim or not? Of course not!
It simply means that you have to possess more analysis and should insist to learn more about the workings, procedures and especially the approval system of the SSD and SSI Programs. By being attuned to their systems and procedures, respecting their authority and cooperating with them, you stand a better chance of presenting a winning SSI case. With or without help from a legal counsel or other representative, your knowledge of the system would sustain your claim.
Dear claimants, it is indeed intolerable to note that the crucial information regarding the SSD/SSI benefits policies and procedures cannot always be had from the actual persons taking the citizen’s claims for disability benefits and SSI. Never be disheartened, though! Even if you eventually think that the applications for SSD / SSI might be a secret process fiercely guarded by who knows? Do not fret! We are providing you with very information, tips and advice in order for you to be armed with the right ideas and learn for yourself how you could improved your very own SSI case.
Stand a better chance of having a competent and substantial review of your medical status. Do this by finding out if your personal physician will support your disability case. Once he expresses his support, request for a detailed statement as to the reasons you were disabled and unable to work. It is also essential to continue submitting copies of your medical records, including recent update, when you apply and each time you appeal.
Cooperate fully with the Disability Examiner working on your case. This, you can show by promptly responding to letters and notices and going to medical exams that the DDS have scheduled for you. By being more cooperative with the DDS, you could gain a chance for your case to be qualified with the examiner pleading your case.
Ensure a good relationship with other people working on your case, especially the authorities at the Social Security and others you have enlisted or hired to assist you. Simply by establishing a friendly and courteous relationship with them, would entail them to do more for you.
Always keep tabs on your claim status, either personally or through your counsel. It is never good to let important deadlines lapse on your disability claim. Act out immediately what is to be done if your claim is denied or have been pending for too long. Simply by knowing that you are aware of every step and every proceeding would give you an edge. Strategize on how to properly plead either a request for reconsideration or a appeal for a hearing.
As long as you are patient enough and is willing to invest time and effort, on no time soon, you will be able to prove that your SSI case stands a good chance and that you are an entitled and worthy beneficiary! Good luck!
About the author:
Lala B. is a 26 year-old Communication Arts graduate, with a major in Journalism. Right after graduating last 1999, she worked for one year as a clerk then became a Research, Publication and Documentation Program Director at a non-government organization, which focuses on the rights, interests and welfare of workers for about four years.
For questions, comments and additional info about the articles visit http://www.socialsecuritylawattorney.com
Circulated by Article Emporium
It simply means that you have to possess more analysis and should insist to learn more about the workings, procedures and especially the approval system of the SSD and SSI Programs. By being attuned to their systems and procedures, respecting their authority and cooperating with them, you stand a better chance of presenting a winning SSI case. With or without help from a legal counsel or other representative, your knowledge of the system would sustain your claim.
Dear claimants, it is indeed intolerable to note that the crucial information regarding the SSD/SSI benefits policies and procedures cannot always be had from the actual persons taking the citizen’s claims for disability benefits and SSI. Never be disheartened, though! Even if you eventually think that the applications for SSD / SSI might be a secret process fiercely guarded by who knows? Do not fret! We are providing you with very information, tips and advice in order for you to be armed with the right ideas and learn for yourself how you could improved your very own SSI case.
Stand a better chance of having a competent and substantial review of your medical status. Do this by finding out if your personal physician will support your disability case. Once he expresses his support, request for a detailed statement as to the reasons you were disabled and unable to work. It is also essential to continue submitting copies of your medical records, including recent update, when you apply and each time you appeal.
Cooperate fully with the Disability Examiner working on your case. This, you can show by promptly responding to letters and notices and going to medical exams that the DDS have scheduled for you. By being more cooperative with the DDS, you could gain a chance for your case to be qualified with the examiner pleading your case.
Ensure a good relationship with other people working on your case, especially the authorities at the Social Security and others you have enlisted or hired to assist you. Simply by establishing a friendly and courteous relationship with them, would entail them to do more for you.
Always keep tabs on your claim status, either personally or through your counsel. It is never good to let important deadlines lapse on your disability claim. Act out immediately what is to be done if your claim is denied or have been pending for too long. Simply by knowing that you are aware of every step and every proceeding would give you an edge. Strategize on how to properly plead either a request for reconsideration or a appeal for a hearing.
As long as you are patient enough and is willing to invest time and effort, on no time soon, you will be able to prove that your SSI case stands a good chance and that you are an entitled and worthy beneficiary! Good luck!
About the author:
Lala B. is a 26 year-old Communication Arts graduate, with a major in Journalism. Right after graduating last 1999, she worked for one year as a clerk then became a Research, Publication and Documentation Program Director at a non-government organization, which focuses on the rights, interests and welfare of workers for about four years.
For questions, comments and additional info about the articles visit http://www.socialsecuritylawattorney.com
Circulated by Article Emporium
How To Deal With A Whiplash Injury
Having the right accident solicitor makes all the difference in the world when you make a whiplash injury claim. Choosing the wrong one means you're back behind the wheel, at the accident.
It happens all the time: long, tiresome travel, a moment of distraction or a sudden meeting with a road-hog - and suddenly you end up in a crash. Whiplash injury is very often, maybe 80% of the time, the result of car accidents.
It's an injury caused when the neck suddenly jerks backwards and forward or vice versa during a collision. A small percentage of whiplash injuries can cause traumas lasting many several years with many chronic problems. Each year British insurers deal with approximately 250,000 claims for this kind of injury! That's a quarter of a million claims.
Recognise The Symptoms!
There are no two identical accidents and the symptoms of a whiplash injury may vary depending on e.g. vehicles' speed, kind of collision (whether it's front, rear or side), etc. Saying all that, there are some symptoms, which may often vary on a day-to-day basis. Victims can suffer from headaches, dizziness and nausea together with vomiting. Shoulders and arms become stiff or numb or one can feel neck and back pains or 'pins and needles' type of feeling. Blurred vision and ringing in the ears may also occur.
The Whiplash Injury Claim
As you will see, whiplash injury may result in long months of health problems and discomfort. Wearing a collar support, living on pain and anti-inflammatory medications - is not an easy time for anyone. Not mentioning how it can affect your daily job making it difficult or even impossible to perform the simplest task. Don't you think that you deserve some solid compensation for all your health problems and frustration?
You deserve to make a whiplash injury claim in the fastest, easiest and least stressful way possible. It's hard to deal with insurance companies when you're injured and simply tired with the present situation.
So How Would You Handle It?
The answer is very simple: make use of a good accident compensation solicitor. They not only become your legal advisor - their job is to take care of all the process of claiming your accident compensation.
First, they grant you professional medical examination of your injury. Then handle all the procedures - pays the bills and fees, represent you in court, etc. You don't have to worry about anything - it's the solicitor's duty to make your claim successful and to win the compensation for you in the most comfortable manner.
Companies hassling injured people and offering their services in brazen and insolent ways belong in the past. Nowadays, the methods of an injury claim is customised to make the process of claiming compensation stress-free. In cases of painful and lingering health problems, like whiplash traumas, making it as easy as possible, is just priceless.
Priceless? But Really, What Is The Price Of It?
Probably the most important aspect for you is, the services of an accident solicitor doesn't cost you anything at all. If you successfully claim your injury compensation, you get 100% of it - no tricks.
All the bills and payments are paid by the party who lose the case. On the other hand, if you lose, you don't pay for anything either - the solicitor makes all the payments.
Why should you pay for something that wasn't your fault? It's logical, isn't it? So there is no risk involved in cooperating with an accident solicitor.
Whiplash injury itself is painful enough. Why would you add the pain of handling all the compensation claim by yourself, if you can make use of a quality solicitor?
It's easy, stress-free and free – don't forget about the last one. Solicitors are not a leech wishing to suck your wallet dry - you don't pay a single penny for their help as it gets recovered from the other party insurers. But instead, as a 'friend' in need, makes your life easier when the troubles comes upon you.
About the author:
It's easy to make a whiplash injury claim with a quality accident solicitor on your side. Discover, the 12 'Revolutions' in a positive whiplash injury culture at http://www.compensationsecrets.co.uk/whiplash-injury.html
Circulated by Article Emporium
It happens all the time: long, tiresome travel, a moment of distraction or a sudden meeting with a road-hog - and suddenly you end up in a crash. Whiplash injury is very often, maybe 80% of the time, the result of car accidents.
It's an injury caused when the neck suddenly jerks backwards and forward or vice versa during a collision. A small percentage of whiplash injuries can cause traumas lasting many several years with many chronic problems. Each year British insurers deal with approximately 250,000 claims for this kind of injury! That's a quarter of a million claims.
Recognise The Symptoms!
There are no two identical accidents and the symptoms of a whiplash injury may vary depending on e.g. vehicles' speed, kind of collision (whether it's front, rear or side), etc. Saying all that, there are some symptoms, which may often vary on a day-to-day basis. Victims can suffer from headaches, dizziness and nausea together with vomiting. Shoulders and arms become stiff or numb or one can feel neck and back pains or 'pins and needles' type of feeling. Blurred vision and ringing in the ears may also occur.
The Whiplash Injury Claim
As you will see, whiplash injury may result in long months of health problems and discomfort. Wearing a collar support, living on pain and anti-inflammatory medications - is not an easy time for anyone. Not mentioning how it can affect your daily job making it difficult or even impossible to perform the simplest task. Don't you think that you deserve some solid compensation for all your health problems and frustration?
You deserve to make a whiplash injury claim in the fastest, easiest and least stressful way possible. It's hard to deal with insurance companies when you're injured and simply tired with the present situation.
So How Would You Handle It?
The answer is very simple: make use of a good accident compensation solicitor. They not only become your legal advisor - their job is to take care of all the process of claiming your accident compensation.
First, they grant you professional medical examination of your injury. Then handle all the procedures - pays the bills and fees, represent you in court, etc. You don't have to worry about anything - it's the solicitor's duty to make your claim successful and to win the compensation for you in the most comfortable manner.
Companies hassling injured people and offering their services in brazen and insolent ways belong in the past. Nowadays, the methods of an injury claim is customised to make the process of claiming compensation stress-free. In cases of painful and lingering health problems, like whiplash traumas, making it as easy as possible, is just priceless.
Priceless? But Really, What Is The Price Of It?
Probably the most important aspect for you is, the services of an accident solicitor doesn't cost you anything at all. If you successfully claim your injury compensation, you get 100% of it - no tricks.
All the bills and payments are paid by the party who lose the case. On the other hand, if you lose, you don't pay for anything either - the solicitor makes all the payments.
Why should you pay for something that wasn't your fault? It's logical, isn't it? So there is no risk involved in cooperating with an accident solicitor.
Whiplash injury itself is painful enough. Why would you add the pain of handling all the compensation claim by yourself, if you can make use of a quality solicitor?
It's easy, stress-free and free – don't forget about the last one. Solicitors are not a leech wishing to suck your wallet dry - you don't pay a single penny for their help as it gets recovered from the other party insurers. But instead, as a 'friend' in need, makes your life easier when the troubles comes upon you.
About the author:
It's easy to make a whiplash injury claim with a quality accident solicitor on your side. Discover, the 12 'Revolutions' in a positive whiplash injury culture at http://www.compensationsecrets.co.uk/whiplash-injury.html
Circulated by Article Emporium
How to Avoid Probate
Below is a discussion of how to handle probate First of all, what is probate? We've heard various things about probate and we are pretty sure that it deals with court matters that involve our property. We generally know that probate is something that happens after we die and it’s a negative experience because it is expensive and it takes a lot of time. True, The Two Main Problems with probate are that it can take up to a year to accomplish its own goals (not ours) and it is an expensive purchase of attorney advice and court costs when it may not be necessary at all. In fact, it Serves No Real Purpose usually except that the attorneys who defend it claim that it controls fraud in dividing up property owned by a deceased person and that it handles the claims of creditors fairly. Consider though, that in the usual case, there will probably be no major creditor claims and the property will go to a small group of family members. This is What Happens in Probate. The attorney may make a couple of court appearances but most probably the case will be handled by mail. Your attorney will charge you a fee for taking care of this (as high as 5% of the estate), even though most probate cases do not require any Special Lawyerly Skills like drafting of documents, the ability to resolve conflicts or fight for you in court, or perform any extensive legal research, since usually there is no fight going on and thus no need for a court appearance. What is necessary is the filling out of forms and filing them at the right time, a job usually performed by the attorney’s secretary. The attorney may charge what the court approves as appropriate and reasonable, or his fee may be based on a percentage of the estate. Even though the assets may be the home of the deceased or other personal property, the Lawyer’s Fees and attendant court costs and appraiser’s fees may require you to make an out-of-pocket payment of 5%. So, if your estate is even only $500,000, you could owe your attorney as much as $25,000. Although you cannot legally hold an attorney to this arrangement, you could try to get an attorney to agree to help you at a lower than average fee. Note that the power to select the attorney normally resides with your executor. To help Reduce The Cost of Probate, it is possible to study the extensive volume of educational materials found in public law libraries regarding the probate system in order to do much of the work yourself or require the executor to attempt this. Your executor can complete and file most of the forms completed by the attorney’s secretary. The best idea, however, is to Avoid Probate Altogether.
About the author:
Jeffrey Broobin is a free-lance writer on family and finance issues; his main goal is to help people during their complicated period of life.
Website: http://www.legalhelpmate.com
Email: jeffreyb@legalhelpmate.com
Circulated by Article Emporium
About the author:
Jeffrey Broobin is a free-lance writer on family and finance issues; his main goal is to help people during their complicated period of life.
Website: http://www.legalhelpmate.com
Email: jeffreyb@legalhelpmate.com
Circulated by Article Emporium
How To Avoid Injury Compensation Claim Dilemmas
Amazing isn't it when a salesperson gets you to sign some documents and briefly explains what it entails. Only to discover at the end of an injury compensation claim that it wasn't mentioned. And only to be told then 'well, it's all in black and white and you signed the papers'...
You then become frustrated with salespeople asking, or begging for a compensation claim? You don't know them and they want to be your best 'buddy'. For a while, I guess?! You don’t have a clue about their company, what they do and how they complete. But you're about to make a mistake, thanks to their sweet talk...
An injury claim service is something we need in society. A service, we may not need right now, but could surely need it in the future. It's just like insurance... we pay a premium for an intangible item. A premium to cover costs of an accident that 'might happen', not 'will happen'.
Compensation claims is nothing new, it’s been going on for years. However, as time goes by, procedures and conditions change. Sometimes for the better... but not always!
Loan Agreements
Loan agreements came about, with banks, large banks such as RBS, funding a personal injury claim. It wasn't needed for a claim, but handlers were making money, substantial amounts, per case. As the clock ticked, people caught on and slowly found it’s way to the back door. But not completely with every company, so beware!
Once service providers figured out the lack of business generation due to the use of loan agreements, they needed something new. A new direction to help them to be more profitable… another business strategy! Anyway, back to the drawing board and after weeks of playing with the small print, the birth of kick backs came alive!
Kick backs?
A kick back is a term used by claim handlers to receive money from a claimant’s compensation. This is a service charge, administration or management fee for maintaining the clients so called 'best interest'. It's just an alternative scheme to loan agreements. However the amount deductible was dependable on different factors.
This was working perfectly, until large amounts became deductible by different companies. Some were charging four figure sums and for the claimant, it got annoying!
Injury compensation claims began spreading like a forest on fire, many setting up and deducting smaller management fees to get business. It got smaller and smaller, then 'bang' it began saturating. Why?
People caught up AGAIN…
Still going on today, however for some, it was back to the drawing board!
Brainstorming sessions now lasted months leading to 6 then 12 months, as something tactical was required. Then a new baby was born…
100% Compensation
It was fantastic and worked like a charm, well only in the eyes of claim companies…
The answer to everyone's question, 'give me all my compensation money or I’m not giving you my personal injury claim?'
In the beginning, it was like a dream come true, until right at the end of the case, 'boom' this time... more deductions. But how you may ask?
Once an injury claim is settled, the specialist pays out 100% compensation, as promised. But the disclosure of deductions after a case is your job to ask, before a company commences in the initial stages.
So How Do You Avoid These Dilemmas?
ASK!!!
• Ask if there is a loan agreement in place? No... then proceed.
• Ask if there is any kick back in place? No... then proceed.
• Ask if you get 'all' of the compensation money (i.e. 100% Compensation)? No... perfect.
Now this is how you erase dilemmas to get ALL the money for your injury claim... by asking!
About the Author:
It's easy to claim injury compensation, if you ask! The 12 'Revolutions' were created to put all your compensation in your pocket. Learn more at http://www.100percent-compensation.co.uk
About the author:
It's easy to claim injury compensation, if you ask! The 12 'Revolutions' were created to put all your compensation in your pocket. Learn more at http://www.100percent-compensation.co.uk
Circulated by Article Emporium
You then become frustrated with salespeople asking, or begging for a compensation claim? You don't know them and they want to be your best 'buddy'. For a while, I guess?! You don’t have a clue about their company, what they do and how they complete. But you're about to make a mistake, thanks to their sweet talk...
An injury claim service is something we need in society. A service, we may not need right now, but could surely need it in the future. It's just like insurance... we pay a premium for an intangible item. A premium to cover costs of an accident that 'might happen', not 'will happen'.
Compensation claims is nothing new, it’s been going on for years. However, as time goes by, procedures and conditions change. Sometimes for the better... but not always!
Loan Agreements
Loan agreements came about, with banks, large banks such as RBS, funding a personal injury claim. It wasn't needed for a claim, but handlers were making money, substantial amounts, per case. As the clock ticked, people caught on and slowly found it’s way to the back door. But not completely with every company, so beware!
Once service providers figured out the lack of business generation due to the use of loan agreements, they needed something new. A new direction to help them to be more profitable… another business strategy! Anyway, back to the drawing board and after weeks of playing with the small print, the birth of kick backs came alive!
Kick backs?
A kick back is a term used by claim handlers to receive money from a claimant’s compensation. This is a service charge, administration or management fee for maintaining the clients so called 'best interest'. It's just an alternative scheme to loan agreements. However the amount deductible was dependable on different factors.
This was working perfectly, until large amounts became deductible by different companies. Some were charging four figure sums and for the claimant, it got annoying!
Injury compensation claims began spreading like a forest on fire, many setting up and deducting smaller management fees to get business. It got smaller and smaller, then 'bang' it began saturating. Why?
People caught up AGAIN…
Still going on today, however for some, it was back to the drawing board!
Brainstorming sessions now lasted months leading to 6 then 12 months, as something tactical was required. Then a new baby was born…
100% Compensation
It was fantastic and worked like a charm, well only in the eyes of claim companies…
The answer to everyone's question, 'give me all my compensation money or I’m not giving you my personal injury claim?'
In the beginning, it was like a dream come true, until right at the end of the case, 'boom' this time... more deductions. But how you may ask?
Once an injury claim is settled, the specialist pays out 100% compensation, as promised. But the disclosure of deductions after a case is your job to ask, before a company commences in the initial stages.
So How Do You Avoid These Dilemmas?
ASK!!!
• Ask if there is a loan agreement in place? No... then proceed.
• Ask if there is any kick back in place? No... then proceed.
• Ask if you get 'all' of the compensation money (i.e. 100% Compensation)? No... perfect.
Now this is how you erase dilemmas to get ALL the money for your injury claim... by asking!
About the Author:
It's easy to claim injury compensation, if you ask! The 12 'Revolutions' were created to put all your compensation in your pocket. Learn more at http://www.100percent-compensation.co.uk
About the author:
It's easy to claim injury compensation, if you ask! The 12 'Revolutions' were created to put all your compensation in your pocket. Learn more at http://www.100percent-compensation.co.uk
Circulated by Article Emporium
Google’s Book Scanning and Copyright Laws
As you may know, Google is making an effort to scan every book in the world. The goal is to create a giant online database of every book that can be searched. One small problem is the fact that Google is violating copyright laws.
Copyright
Google argues its book database doesn’t violate copyright laws. The company suggests it only shows short passages and accompanies the text with ads showcasing where the full books can be purchased. Of course, the ads are Google Adwords from which the company makes a tidy profit.
On Tuesday, the search goliath rolled out stand-alone book search services in 14 countries. The same day, the Text and Academic Authors Association (TAA) became the latest publishers' organization to call Google's opt-out strategy backwards.
Authors, Publishers and publishing associations are not happy. While Google only publishes the full text of books in the public domain, it is still copying entire books for which it has no permission. Google claims it can do this because the books are being scanned from versions owned by public libraries. Fearing an avalanche of lawsuits, Google backed off.
In August, Google stopped scanning copyrighted books in public library collections. At the same time, it gave publishers the right to submit lists of books the publishers didn’t want scanned. As you can image, publishers still aren’t happy.
The Arrogance of Google
Once viewed as the underdog to giants such as Microsoft, Google continues to act like the local school bully. In this case, the company has taken such an arrogant approach that lawsuits are inevitable. Google is going to take a beating in the lawsuits and here is why.
Consider the neighborhood you live in. What if a local crime syndicate informed every household it was going to steal everything in each household. Undoubtedly, there would be calls of outrage. In response, what if the crime syndicate then suggested you could send a list of items in your house that you didn’t want stolen? This is exactly what Google is doing.
Google’s decision to scan every book in the world is idealistic, but laughably simple minded. At a time when the recording industry is suing teenagers for file swapping, one would think Google would get a clue.
About the author:
Richard A. Chapo is a San Diego business lawyer with San Diego Business Law Firm. Read more business law articles.
Circulated by Article Emporium
Copyright
Google argues its book database doesn’t violate copyright laws. The company suggests it only shows short passages and accompanies the text with ads showcasing where the full books can be purchased. Of course, the ads are Google Adwords from which the company makes a tidy profit.
On Tuesday, the search goliath rolled out stand-alone book search services in 14 countries. The same day, the Text and Academic Authors Association (TAA) became the latest publishers' organization to call Google's opt-out strategy backwards.
Authors, Publishers and publishing associations are not happy. While Google only publishes the full text of books in the public domain, it is still copying entire books for which it has no permission. Google claims it can do this because the books are being scanned from versions owned by public libraries. Fearing an avalanche of lawsuits, Google backed off.
In August, Google stopped scanning copyrighted books in public library collections. At the same time, it gave publishers the right to submit lists of books the publishers didn’t want scanned. As you can image, publishers still aren’t happy.
The Arrogance of Google
Once viewed as the underdog to giants such as Microsoft, Google continues to act like the local school bully. In this case, the company has taken such an arrogant approach that lawsuits are inevitable. Google is going to take a beating in the lawsuits and here is why.
Consider the neighborhood you live in. What if a local crime syndicate informed every household it was going to steal everything in each household. Undoubtedly, there would be calls of outrage. In response, what if the crime syndicate then suggested you could send a list of items in your house that you didn’t want stolen? This is exactly what Google is doing.
Google’s decision to scan every book in the world is idealistic, but laughably simple minded. At a time when the recording industry is suing teenagers for file swapping, one would think Google would get a clue.
About the author:
Richard A. Chapo is a San Diego business lawyer with San Diego Business Law Firm. Read more business law articles.
Circulated by Article Emporium
Getting Your Finances Ready for a SSD Case
Financial security is what everybody wants in life; that and emotional and spiritual security. However, without the sense of being financially secure for the years to come, this has disastrous effects on a person’s general well being.
Now American working class citizens have come to believe that the Social Security is an institution to protect them when the need finally arises. What do we need then is to rest a weary body and soul from the long years of hard work. Or the need to settle down again as burdening illnesses and frustrating restrictions troubled your body. The vision held for everybody – the Social Security disability (SSD) benefits program and supplemental security insurance (SSI) is something for them all to built on dreams of a secured, life after their years of hard work.
Alas, when they first applied for the Social Security Disability Benefits, very few claimants were ever told how long the process of eventually securing their claims might take. .
A sad and commonplace scenario is what occurs to these persons, employed for many years, perhaps at just one job, suddenly find that their medical condition has worsened and they can no longer do their job, or any other job. Either by their initiative or advice taken from others, they contact the social security office and file a claim for benefits. However, instead of finally being able to reap the fruits of the many years of their labors, they realize that they have to wait.
Two months in the process, they check the status of their claim and are told that “evaluation will take 90 to 120 days”. Later on, after several months, they get a letter, unfortunately, denying their claims. They file an appeal and another long wait commence, only to receive another denial letter after several months upon their appeal. They would then be informed that another appeal may be processed which involves a hearing before an administrative law judge.
And of course another long wait for a hearing and even after a hearing has been held, it may take yet another innumerable weeks or even moths before a decision is made by a judge. And if ever the disability benefits are ever received at all, it had taken them 2 ½ years from the day their claiming process began. As 21/2 years had passed they may never realized that during all that time all their savings are exhausted, bills and loans are still waiting to be paid, valuables are lost in order to pay for other debts. They have been reduced to drastic living conditions and still, they still haven’t taken hold of their benefits.
Learning a lesson from the situations, it is extremely important to know how long the application and appeal process of the SSD system would really take before the eventuality of being awarded by the benefits.
By having advanced knowledge of how long a social security SSI/disability application might take, claimants could plan their assets and finances and avoid instantaneous financial downfall.
Also, practical rules may apply in planning financial aspects while still in the process of applying and/or appealing for your disability claims. On top of everything else, it would be wise not to take on additional debts or obligations. Get the cooperation of your family and list down other ways which would greatly minimize financial burdens and obligations. With regards to the bills and payments that have earlier compromised you, find out a way of restructuring them so that your budget would not suffer greatly as each day passed, still without the approval of your benefits. Who knows, sacrificing but a little more is what it probably takes.
About the author:
Lala B. is a 26 year-old Communication Arts graduate, with a major in Journalism. Right after graduating last 1999, she worked for one year as a clerk then became a Research, Publication and Documentation Program Director at a non-government organization, which focuses on the rights, interests and welfare of workers for about four years.
For questions, comments and additional info about the articles visit http://www.socialsecuritylawattorney.com
Circulated by Article Emporium
Now American working class citizens have come to believe that the Social Security is an institution to protect them when the need finally arises. What do we need then is to rest a weary body and soul from the long years of hard work. Or the need to settle down again as burdening illnesses and frustrating restrictions troubled your body. The vision held for everybody – the Social Security disability (SSD) benefits program and supplemental security insurance (SSI) is something for them all to built on dreams of a secured, life after their years of hard work.
Alas, when they first applied for the Social Security Disability Benefits, very few claimants were ever told how long the process of eventually securing their claims might take. .
A sad and commonplace scenario is what occurs to these persons, employed for many years, perhaps at just one job, suddenly find that their medical condition has worsened and they can no longer do their job, or any other job. Either by their initiative or advice taken from others, they contact the social security office and file a claim for benefits. However, instead of finally being able to reap the fruits of the many years of their labors, they realize that they have to wait.
Two months in the process, they check the status of their claim and are told that “evaluation will take 90 to 120 days”. Later on, after several months, they get a letter, unfortunately, denying their claims. They file an appeal and another long wait commence, only to receive another denial letter after several months upon their appeal. They would then be informed that another appeal may be processed which involves a hearing before an administrative law judge.
And of course another long wait for a hearing and even after a hearing has been held, it may take yet another innumerable weeks or even moths before a decision is made by a judge. And if ever the disability benefits are ever received at all, it had taken them 2 ½ years from the day their claiming process began. As 21/2 years had passed they may never realized that during all that time all their savings are exhausted, bills and loans are still waiting to be paid, valuables are lost in order to pay for other debts. They have been reduced to drastic living conditions and still, they still haven’t taken hold of their benefits.
Learning a lesson from the situations, it is extremely important to know how long the application and appeal process of the SSD system would really take before the eventuality of being awarded by the benefits.
By having advanced knowledge of how long a social security SSI/disability application might take, claimants could plan their assets and finances and avoid instantaneous financial downfall.
Also, practical rules may apply in planning financial aspects while still in the process of applying and/or appealing for your disability claims. On top of everything else, it would be wise not to take on additional debts or obligations. Get the cooperation of your family and list down other ways which would greatly minimize financial burdens and obligations. With regards to the bills and payments that have earlier compromised you, find out a way of restructuring them so that your budget would not suffer greatly as each day passed, still without the approval of your benefits. Who knows, sacrificing but a little more is what it probably takes.
About the author:
Lala B. is a 26 year-old Communication Arts graduate, with a major in Journalism. Right after graduating last 1999, she worked for one year as a clerk then became a Research, Publication and Documentation Program Director at a non-government organization, which focuses on the rights, interests and welfare of workers for about four years.
For questions, comments and additional info about the articles visit http://www.socialsecuritylawattorney.com
Circulated by Article Emporium
Finding The Right Lawyer To Represent You
Adjuster Henry Hustle from GiveAwayNothing Insurance tried to take advantage of you so you’ve decided to obtain the services of an attorney. Here are some insights you should consider:
SMALL LAW FIRM VS. LARGE LAW FIRM: The size of the law firm has absolutely nothing to do with how well that office will represent you and/or handle your case. A large law firm (10 or more names on their letterhead) will not impress an insurance adjuster into giving you a better settlement. On the contrary, adjuster’s who’ve been around, know that huge law offices have multi-million dollar clients with mind-boggling legal problems. Because of this those types of law firms often do not put the time (nor concern) into a several thousand dollar personal injury case that a small office would. The bottom line? You’ll receive more and better attention from a small law office. Many of the best personal injury lawyers operate within the confines of a law firm with only two, three or, at the very most, four associates.
BEWARE OF LAWYERS WHO REPRESENT “DEFENDANTS”:The practice of law has become incredibly specialized. Find a lawyer who has experience representing claimant’s(called “Plaintiffs” in legalese) in personal injury cases.(You’re a “Plaintiff”). Be careful not to be represented by someone who is primarily an attorney for “Defendants’. These lawyers way of thinking are usually too closely tied to the values, attitudes and mental outlook of their cold and calculating insurance company clients.More often than not they’ll not extend themselves nor battle as hard - - consciously or unconsciously - - to obtain top dollar for your claim.(To you four or five hundred dollars more is a lot of money.To them it’s a drop in the bucket)!
COMPARISON SHOP: Talk to friends, acquaintances and/or co-workers who may have been represented by a lawyer on their own personal injury claim. Personal Injury lawyers normally don’t charge for an initial consultation.But, before you meet with them, find out if they do.If the answer to that is “yes”, go somewhere else.
While chatting with the lawyer, getting to know him and (generally speaking) what your case is all about, you should find out:
(1) How long have they been in practice?(10 years - plus - that’s good. 6 to 8 years is just okay. 3 to 4 years is highly questionable. 2 years or less is totally unacceptable).
(2) Roughly what percentage of his practice involves personal injury cases? If it’s less than 75% say “goodbye”.
(3) Does he often represent corporations and/or insurance companies? If he does than forge it, excuse yourself and take a walk.He’s not a Plaintiff’s attorney (you’re a “Plaintiff”) he’s a Defendant’s attorney (the insurance company is a “Defendant”). He’s not for you!
PAYING THE LAWYER - THE WRITTEN FEE AGREEMENT”: After you’ve discussed the fact’s of your case you may be able to get some sense from the attorney how much he thinks your case is worth, and how difficult it may be to get the insurance company to pay that amount.(He probably won’t commit himself. He’ll do a song and dance that would put Madonna to shame). Once you’ve grappled with that ask him exactly how much he’s going to charge you for handling your case?
If you’re at fault for the accident and it’s only your damaged ego that demands legal action he’s going to charge you for every move he makes - - and there can be a ton of them - - at hundreds of dollars an hour.If you have a case in which the other driver is clearly at fault (and your damages are substantial) his heart will be pounding with glee and he’ll be salivating furiously to have you hire him. In that instance he’ll be quite willing to waive all potential charges.
Usually, in the majority of cases, it should be a straight “Contingency Fee” with no costs assessed to you. Once your financial deal has been agreed upon ask him to put that into writing, in his “Written Fee Agreement”.(If he balks at a Written Fee Agreement you should begin to hum that old tune “I’ll See Ya’ Later Alligator”, get up, thank him for his time, and exit that office)
Copyright (c) 2003 by Daniel G. Baldyga. All rights Reserved
DISCLAIMER: The only purpose of this insurance claim tip FINDING THE RIGHT LAWYER is to help people understand the motor vehicle accident claim process. Neither Dan Baldyg nor ARTICLE CITY make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain said services.
Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss)can be found on the internet at http://www.autoaccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evalation Formula). BASE explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury.
About the author:
For over 30 years Dan Baldyga was a claims adjuster, supervisor, manager and also a trial assisstant. He is now retired and spends his time attempting to assist those involved in motor vehicle accident claims so they will not be taken advantage of. Mail to: dbpaw@comcast.net.
Please click here for more articles about lawyers and legal services.
Circulated by Article Emporium
SMALL LAW FIRM VS. LARGE LAW FIRM: The size of the law firm has absolutely nothing to do with how well that office will represent you and/or handle your case. A large law firm (10 or more names on their letterhead) will not impress an insurance adjuster into giving you a better settlement. On the contrary, adjuster’s who’ve been around, know that huge law offices have multi-million dollar clients with mind-boggling legal problems. Because of this those types of law firms often do not put the time (nor concern) into a several thousand dollar personal injury case that a small office would. The bottom line? You’ll receive more and better attention from a small law office. Many of the best personal injury lawyers operate within the confines of a law firm with only two, three or, at the very most, four associates.
BEWARE OF LAWYERS WHO REPRESENT “DEFENDANTS”:The practice of law has become incredibly specialized. Find a lawyer who has experience representing claimant’s(called “Plaintiffs” in legalese) in personal injury cases.(You’re a “Plaintiff”). Be careful not to be represented by someone who is primarily an attorney for “Defendants’. These lawyers way of thinking are usually too closely tied to the values, attitudes and mental outlook of their cold and calculating insurance company clients.More often than not they’ll not extend themselves nor battle as hard - - consciously or unconsciously - - to obtain top dollar for your claim.(To you four or five hundred dollars more is a lot of money.To them it’s a drop in the bucket)!
COMPARISON SHOP: Talk to friends, acquaintances and/or co-workers who may have been represented by a lawyer on their own personal injury claim. Personal Injury lawyers normally don’t charge for an initial consultation.But, before you meet with them, find out if they do.If the answer to that is “yes”, go somewhere else.
While chatting with the lawyer, getting to know him and (generally speaking) what your case is all about, you should find out:
(1) How long have they been in practice?(10 years - plus - that’s good. 6 to 8 years is just okay. 3 to 4 years is highly questionable. 2 years or less is totally unacceptable).
(2) Roughly what percentage of his practice involves personal injury cases? If it’s less than 75% say “goodbye”.
(3) Does he often represent corporations and/or insurance companies? If he does than forge it, excuse yourself and take a walk.He’s not a Plaintiff’s attorney (you’re a “Plaintiff”) he’s a Defendant’s attorney (the insurance company is a “Defendant”). He’s not for you!
PAYING THE LAWYER - THE WRITTEN FEE AGREEMENT”: After you’ve discussed the fact’s of your case you may be able to get some sense from the attorney how much he thinks your case is worth, and how difficult it may be to get the insurance company to pay that amount.(He probably won’t commit himself. He’ll do a song and dance that would put Madonna to shame). Once you’ve grappled with that ask him exactly how much he’s going to charge you for handling your case?
If you’re at fault for the accident and it’s only your damaged ego that demands legal action he’s going to charge you for every move he makes - - and there can be a ton of them - - at hundreds of dollars an hour.If you have a case in which the other driver is clearly at fault (and your damages are substantial) his heart will be pounding with glee and he’ll be salivating furiously to have you hire him. In that instance he’ll be quite willing to waive all potential charges.
Usually, in the majority of cases, it should be a straight “Contingency Fee” with no costs assessed to you. Once your financial deal has been agreed upon ask him to put that into writing, in his “Written Fee Agreement”.(If he balks at a Written Fee Agreement you should begin to hum that old tune “I’ll See Ya’ Later Alligator”, get up, thank him for his time, and exit that office)
Copyright (c) 2003 by Daniel G. Baldyga. All rights Reserved
DISCLAIMER: The only purpose of this insurance claim tip FINDING THE RIGHT LAWYER is to help people understand the motor vehicle accident claim process. Neither Dan Baldyg nor ARTICLE CITY make any guarantee of any kind whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain said services.
Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss)can be found on the internet at http://www.autoaccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evalation Formula). BASE explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury.
About the author:
For over 30 years Dan Baldyga was a claims adjuster, supervisor, manager and also a trial assisstant. He is now retired and spends his time attempting to assist those involved in motor vehicle accident claims so they will not be taken advantage of. Mail to: dbpaw@comcast.net.
Please click here for more articles about lawyers and legal services.
Circulated by Article Emporium
Facts About FACTA, Or What Does FACTA Mean To You And Your Company
Ever heard of FACTA? Most of us would say “No”. Have you heard that you can get a free credit report? To that we would say, “Yes”. So you have heard of FACTA. But how does that affect me?
FACTA stands for Fair and Accurate Credit Transaction Act. The law went into effect Jan. 1, 2005. FACTA is the law which allows all Americans access to their credit report once per year. So what does that have to do with you?
On June 1, 2005, a new provision of FACTA went into effect. It says that any employer (even if you only employ one person) whose action or inaction results in the loss of employee information, can be fined by federal and state government, and sued in civil court.
Bet you didn't know that. But you need to know, and need to know what you can do to protect yourself.
Small Businesses will be affected the most.
‘"A small businessman who makes a mistake could bear the brunt of a regulation like this," says James Plummer, policy analyst at Consumer Alert, a non-profit group that focuses on a free-market approach to consumer regulations.’
If you don't shred and information gets out, there are penalties. But what if you do shred all potential employee information, and take all necessary precautions to protect your past, current, and future employees’ identities, and the information still gets out somehow? Under FACTA, you could still be held responsible.
You may not think information theft could happen to you, but neither did a lot of companies, universities, government institutions, and businesses that have had employee or customer information stolen from them that have been in the news lately:
Lexis Nexis
University of Northern Colorado
California State University (Chico)
University of California – Berkeley
University of Maryland
Las Vegas Department of Motor Vehicles
Bank of America
Choice Point
Weld County (CO) Employees (information stolen by an inmate while in jail)
How can you, as an employer, minimize your liability?
There are hundreds of things you can do to minimize liability, which are probably things you already do. Document shredding, careful screening of employees who will be coming into contact with personal information of customers and employees, physically locking file drawers with sensitive information, and setting up firewalls on computer equipment connected to the Internet, among hundreds of other solutions, are all good ideas.
As Ben Franklin said, “An ounce of prevention is worth a pound of cure”, is definitely the case when it comes to securing personal information. However, no matter what prevention steps you take, there is no 100ffective way to be sure that employee’s information won’t be compromised. Even if the information doesn’t get out from your company, an employee can claim that it did.
That's a scary thought! What if an employee claims that their information was stolen through the actions of your company, but there’s no real proof to back it up? You will end up hiring (or using) an attorney to represent and defend you and your company in court. At $200 - $400/hour for most attorneys across the United States, how long can you afford to defend your company?
So what can you do?
One solution that would at least provide an affirmative defense against the fines, fees, and lawsuits you could incur as an employer, is to offer some sort of Identity Theft protection as a benefit to your employees.
As an employer, you can choose whether or not to pay for this added benefit. However, the most important thing you can do is to make the protection available, and have an employee meeting, to help employees understand Identity Theft and the protection that you are making available to them. When you make the protection available, and when your employees have been educated on the dangers of Identity Theft, they can either elect to have identity theft coverage as a benefit, or they can decline the coverage as a benefit.
If the employee has Identity Theft coverage and becomes a victim, it is beneficial to your business, because an employee with Identity Theft coverage will be notified immediately of the theft, spend less time, less money, and will experience less frustration while trying to have their information restored. This will get them back on the job and focused on work more quickly.
If the employee declines the coverage, and later claims that the information was stolen as a result of you or your company’s actions, you have a piece of paper, with their signature, saying that they attended the presentation and declined the coverage.
Choosing to not make Identity Theft coverage available leaves you exposed to an unlimited dollar amount that you can be sued for under civil liability, federal fines of up to $2,500.00 per employee per incident, and state fines of up to $1,000.00 per employee per incident.
Recommended course of action? Have a benefits consultant who offers an Identity Theft protection plan present to your employees. Help them set up a 20 minute presentation with your employees, and make it mandatory that all employees attend. You want your employees to be protected from this awful crime. If they choose not to be, but you’ve given the option of being protected, then the liability becomes theirs, not yours, when they become a victim of identity theft.
About the author:
Steve Mueller has over 25 years of human resource experience. He has worked in various fields of human resources; as a Trainer for Cooper Industries, Compensation and Management Development Manager for Zenith Electronics, Plant Personnel Manager for a motor manufacturing company and Benefits Manager for a multi-location distribution company. Steve holds a bachelors of science degree in education from Pittsburg State University. He has taught numerous adult education classes and seminars in the community. Steve has received community service awards for his participation in elementary school child safety programs.
Circulated by Article Emporium
FACTA stands for Fair and Accurate Credit Transaction Act. The law went into effect Jan. 1, 2005. FACTA is the law which allows all Americans access to their credit report once per year. So what does that have to do with you?
On June 1, 2005, a new provision of FACTA went into effect. It says that any employer (even if you only employ one person) whose action or inaction results in the loss of employee information, can be fined by federal and state government, and sued in civil court.
Bet you didn't know that. But you need to know, and need to know what you can do to protect yourself.
Small Businesses will be affected the most.
‘"A small businessman who makes a mistake could bear the brunt of a regulation like this," says James Plummer, policy analyst at Consumer Alert, a non-profit group that focuses on a free-market approach to consumer regulations.’
If you don't shred and information gets out, there are penalties. But what if you do shred all potential employee information, and take all necessary precautions to protect your past, current, and future employees’ identities, and the information still gets out somehow? Under FACTA, you could still be held responsible.
You may not think information theft could happen to you, but neither did a lot of companies, universities, government institutions, and businesses that have had employee or customer information stolen from them that have been in the news lately:
Lexis Nexis
University of Northern Colorado
California State University (Chico)
University of California – Berkeley
University of Maryland
Las Vegas Department of Motor Vehicles
Bank of America
Choice Point
Weld County (CO) Employees (information stolen by an inmate while in jail)
How can you, as an employer, minimize your liability?
There are hundreds of things you can do to minimize liability, which are probably things you already do. Document shredding, careful screening of employees who will be coming into contact with personal information of customers and employees, physically locking file drawers with sensitive information, and setting up firewalls on computer equipment connected to the Internet, among hundreds of other solutions, are all good ideas.
As Ben Franklin said, “An ounce of prevention is worth a pound of cure”, is definitely the case when it comes to securing personal information. However, no matter what prevention steps you take, there is no 100ffective way to be sure that employee’s information won’t be compromised. Even if the information doesn’t get out from your company, an employee can claim that it did.
That's a scary thought! What if an employee claims that their information was stolen through the actions of your company, but there’s no real proof to back it up? You will end up hiring (or using) an attorney to represent and defend you and your company in court. At $200 - $400/hour for most attorneys across the United States, how long can you afford to defend your company?
So what can you do?
One solution that would at least provide an affirmative defense against the fines, fees, and lawsuits you could incur as an employer, is to offer some sort of Identity Theft protection as a benefit to your employees.
As an employer, you can choose whether or not to pay for this added benefit. However, the most important thing you can do is to make the protection available, and have an employee meeting, to help employees understand Identity Theft and the protection that you are making available to them. When you make the protection available, and when your employees have been educated on the dangers of Identity Theft, they can either elect to have identity theft coverage as a benefit, or they can decline the coverage as a benefit.
If the employee has Identity Theft coverage and becomes a victim, it is beneficial to your business, because an employee with Identity Theft coverage will be notified immediately of the theft, spend less time, less money, and will experience less frustration while trying to have their information restored. This will get them back on the job and focused on work more quickly.
If the employee declines the coverage, and later claims that the information was stolen as a result of you or your company’s actions, you have a piece of paper, with their signature, saying that they attended the presentation and declined the coverage.
Choosing to not make Identity Theft coverage available leaves you exposed to an unlimited dollar amount that you can be sued for under civil liability, federal fines of up to $2,500.00 per employee per incident, and state fines of up to $1,000.00 per employee per incident.
Recommended course of action? Have a benefits consultant who offers an Identity Theft protection plan present to your employees. Help them set up a 20 minute presentation with your employees, and make it mandatory that all employees attend. You want your employees to be protected from this awful crime. If they choose not to be, but you’ve given the option of being protected, then the liability becomes theirs, not yours, when they become a victim of identity theft.
About the author:
Steve Mueller has over 25 years of human resource experience. He has worked in various fields of human resources; as a Trainer for Cooper Industries, Compensation and Management Development Manager for Zenith Electronics, Plant Personnel Manager for a motor manufacturing company and Benefits Manager for a multi-location distribution company. Steve holds a bachelors of science degree in education from Pittsburg State University. He has taught numerous adult education classes and seminars in the community. Steve has received community service awards for his participation in elementary school child safety programs.
Circulated by Article Emporium
Examining the Value of Auto Accident Lawyers
Through the year, the automobile has helped us experience greater mobility and higher productivity. However, despite the fact that the automobile has become an important part of our everyday living, it has its own way of getting its payback for the good life that it brings us. I am speaking here about the various automobile accidents that happen in our busy streets everyday. At present, auto accidents are responsible for lots of deaths especially of innocent pedestrians.
When you or your loved ones have been involved in an auto accident and suffered various injuries or even death, you can avail the services of an auto accident lawyer. An auto accident lawyer can be found anywhere in the community. He specializes in auto-related injuries and knows everything about the various laws on national roadways and other relevant matters. The question now is – what’s the best way to locate the most credible and experienced auto accident lawyer?
Basically, there are lots of ways to find the auto accident lawyer that you need. First, there are lots of online lawyer referral services that can recommend competent legal counsels. You can also ask for the recommendations from your friends, relatives or officemates who have gone through auto accident claims. You can also ask a non-injury lawyer if he knows an auto accident lawyer whom he trusts. You can try all these methods in searching for the perfect lawyer for your auto accident case.
When you finally have a list of possible auto accident lawyers to assist you in your claim, you can now set an appointment with them for consultation. Most of these lawyers offer this type of consultation for free. Through this, you will be able to get to know the lawyer and he can also make the proper assessment on your case. Take note that it is important for you to be able to get along with your lawyer well to assure you of a successful legal battle. Having full trust between the lawyer and the client’s part is very important.
In addition, being comfortable with the auto accident lawyer is also a benefit for both parties. After all, auto accident injury claims can really become a big headache. You have to go though lots of paperwork to file and a lot of protocol to follow before getting the compensation that you dream of. Whether the auto accident is minor or serious, you’ll definitely need legal assistance from an auto accident lawyer to help you understand your legal rights and options.
About the author:
For comments and questions about the article, you may visit http://www.mesrianilaw.com
Circulated by Article Emporium
When you or your loved ones have been involved in an auto accident and suffered various injuries or even death, you can avail the services of an auto accident lawyer. An auto accident lawyer can be found anywhere in the community. He specializes in auto-related injuries and knows everything about the various laws on national roadways and other relevant matters. The question now is – what’s the best way to locate the most credible and experienced auto accident lawyer?
Basically, there are lots of ways to find the auto accident lawyer that you need. First, there are lots of online lawyer referral services that can recommend competent legal counsels. You can also ask for the recommendations from your friends, relatives or officemates who have gone through auto accident claims. You can also ask a non-injury lawyer if he knows an auto accident lawyer whom he trusts. You can try all these methods in searching for the perfect lawyer for your auto accident case.
When you finally have a list of possible auto accident lawyers to assist you in your claim, you can now set an appointment with them for consultation. Most of these lawyers offer this type of consultation for free. Through this, you will be able to get to know the lawyer and he can also make the proper assessment on your case. Take note that it is important for you to be able to get along with your lawyer well to assure you of a successful legal battle. Having full trust between the lawyer and the client’s part is very important.
In addition, being comfortable with the auto accident lawyer is also a benefit for both parties. After all, auto accident injury claims can really become a big headache. You have to go though lots of paperwork to file and a lot of protocol to follow before getting the compensation that you dream of. Whether the auto accident is minor or serious, you’ll definitely need legal assistance from an auto accident lawyer to help you understand your legal rights and options.
About the author:
For comments and questions about the article, you may visit http://www.mesrianilaw.com
Circulated by Article Emporium
Electronic Frontier Foundation and Stanford Law Clinic Sue Electronic Voting Company
Student Publishers and ISP Aim to Stop Diebold's Abusive Copyright Claims
Electronic Frontier Foundation Media Release
San Francisco - A nonprofit Internet Service Provider (ISP) and two Swarthmore College students are seeking a court order on Election Day tomorrow to stop electronic voting machine manufacturer Diebold Systems, Inc., from issuing specious legal threats. The Electronic Frontier Foundation (EFF) and the Center for Internet and Society Cyberlaw Clinic at Stanford Law School are providing legal representation in this important case to prevent abusive copyright claims from silencing public debate about voting, the very foundation of our democratic process.
Diebold has delivered dozens of cease-and-desist notices to website publishers and ISPs demanding that they take down corporate documents revealing flaws in the company's electronic voting systems as well as difficulties with certifying the systems for actual elections.
Swarthmore students Nelson Pavlosky and Luke Smith have published an email archive of the Diebold documents, which contain descriptions of these flaws written by the company's own employees.
"Diebold's blanket cease-and-desist notices are a blatant abuse of copyright law," said EFF Staff Attorney Wendy Seltzer. "Publication of the Diebold documents is clear fair use because of their importance to the public debate over the accuracy of electronic voting machines."
Diebold threatened not only the ISPs of direct publishers of the corporate documents, but also the ISPs of those who merely publish links to the documents. In one such instance, the ISP Online Policy Group (OPG) refused to comply with Diebold's demand that it prohibit Independent Media Network (IndyMedia) from linking to Diebold documents. Neither IndyMedia nor any other publisher hosted by OPG has yet published the Diebold documents directly.
"As an ISP committed to free speech, we are defending our users' right to link to information that's critical to the debate on the reliability of electronic voting machines," said OPG's Colocation Director David Weekly. "This case is an important step in defending free speech by helping protect small publishers and ISPs from frivolous legal threats by large corporations."
The Digital Millennium Copyright Act (DMCA), passed by Congress in 1998, provides a "safe harbor" provision as an incentive for ISPs to take down user-posted content when they receive cease-and-desist letters such as the ones sent by Diebold. By removing the content, or forcing the user to do so, for a minimum of 10 days, an ISP can take itself out of the middle of any copyright claim. As a result, few ISPs have tested whether they would face liability for such user activity in a court of law. EFF has been exposing some of the ways that the safe harbor provision can be used to silence legitimate online speech through the Chilling Effects Clearinghouse.
"Instead of paying lawyers to threaten its critics, Diebold should invest in creating electronic voting machines that include voter-verified paper ballots and other security protections," said EFF Legal Director Cindy Cohn.
Links:
Online Policy Group v. Diebold case archive
Cease-and-desist letter Diebold sent to OPG
IndyMedia Web page subject to Diebold cease-and-desist letter
Security researchers discover huge flaws in e-voting system
Link to Chilling Effects on DMCA safe harbor provisions
Media coverage of Diebold threats
Contact:
Wendy Seltzer
Staff Attorney
Electronic Frontier Foundation
wendy@eff.org
Cindy Cohn
Legal Director
Electronic Frontier Foundation
cindy@eff.org
David Weekly
Colocation Director
Online Policy Group
david@onlinepolicy.org
About the author:
Press Release
Circulated by Article Emporium
Electronic Frontier Foundation Media Release
San Francisco - A nonprofit Internet Service Provider (ISP) and two Swarthmore College students are seeking a court order on Election Day tomorrow to stop electronic voting machine manufacturer Diebold Systems, Inc., from issuing specious legal threats. The Electronic Frontier Foundation (EFF) and the Center for Internet and Society Cyberlaw Clinic at Stanford Law School are providing legal representation in this important case to prevent abusive copyright claims from silencing public debate about voting, the very foundation of our democratic process.
Diebold has delivered dozens of cease-and-desist notices to website publishers and ISPs demanding that they take down corporate documents revealing flaws in the company's electronic voting systems as well as difficulties with certifying the systems for actual elections.
Swarthmore students Nelson Pavlosky and Luke Smith have published an email archive of the Diebold documents, which contain descriptions of these flaws written by the company's own employees.
"Diebold's blanket cease-and-desist notices are a blatant abuse of copyright law," said EFF Staff Attorney Wendy Seltzer. "Publication of the Diebold documents is clear fair use because of their importance to the public debate over the accuracy of electronic voting machines."
Diebold threatened not only the ISPs of direct publishers of the corporate documents, but also the ISPs of those who merely publish links to the documents. In one such instance, the ISP Online Policy Group (OPG) refused to comply with Diebold's demand that it prohibit Independent Media Network (IndyMedia) from linking to Diebold documents. Neither IndyMedia nor any other publisher hosted by OPG has yet published the Diebold documents directly.
"As an ISP committed to free speech, we are defending our users' right to link to information that's critical to the debate on the reliability of electronic voting machines," said OPG's Colocation Director David Weekly. "This case is an important step in defending free speech by helping protect small publishers and ISPs from frivolous legal threats by large corporations."
The Digital Millennium Copyright Act (DMCA), passed by Congress in 1998, provides a "safe harbor" provision as an incentive for ISPs to take down user-posted content when they receive cease-and-desist letters such as the ones sent by Diebold. By removing the content, or forcing the user to do so, for a minimum of 10 days, an ISP can take itself out of the middle of any copyright claim. As a result, few ISPs have tested whether they would face liability for such user activity in a court of law. EFF has been exposing some of the ways that the safe harbor provision can be used to silence legitimate online speech through the Chilling Effects Clearinghouse.
"Instead of paying lawyers to threaten its critics, Diebold should invest in creating electronic voting machines that include voter-verified paper ballots and other security protections," said EFF Legal Director Cindy Cohn.
Links:
Online Policy Group v. Diebold case archive
Cease-and-desist letter Diebold sent to OPG
IndyMedia Web page subject to Diebold cease-and-desist letter
Security researchers discover huge flaws in e-voting system
Link to Chilling Effects on DMCA safe harbor provisions
Media coverage of Diebold threats
Contact:
Wendy Seltzer
Staff Attorney
Electronic Frontier Foundation
wendy@eff.org
Cindy Cohn
Legal Director
Electronic Frontier Foundation
cindy@eff.org
David Weekly
Colocation Director
Online Policy Group
david@onlinepolicy.org
About the author:
Press Release
Circulated by Article Emporium
Don't Always Believe What They Tell You at the Social Security Office
I have a dear friend who used to work for the Department of Social Services - I used to work there too, once upon a time as a medicaid caseworker, afdc caseworker, and food stamp caseworker. Well, she just filed for title II benefits today. For those who aren't aware, title II benefits are benefits for the disabled (leave it to the federal government to make even nomenclature a fuzzy proposition).
My friend called me up after her phone interview and was a combination of all the following: indignant, irritated, and incredulous. Want to know why? Here's my recreation of the conversation we had this afternoon (I'm no script writer, but I think I can recall most of the salient points).
Me: So, you did the application?
MyFriend: Yes, and I can't believe some of the things that woman said.
Me: What do you mean? Was she rude?
MyFriend: No, she was very nice.
Me: That's good. Take it from me. That's not always the case.
MyFriend: She was very nice and helpful. But if I hadn't talked to you about filing for benefits, I would have actually believed all the stuff she said.
Me: Like what?
MyFriend: Oh, god, you should have heard her. Everything she said to me, she was acting like I was going to get it for sure. And I would probably get an answer in a few weeks, and she even started talking about what would happen when I got approved, some five month thing---
Me: ---The five month waiting period.
MyFriend: Yeah, she talked about that and she kept saying I wouldn't have a problem at all. Which is not even close to what you and I discussed.
Me: Yep, I've heard this before. The problem is, these people who take applications don't WORK ON THEM. All they do is take the application and send it to DDS where the decision is made. Most of these field office people don't even have a clue how a case gets decided.
MyFriend: I remember you telling me that before. But why she did say all this stuff, like I won't have to worry and I'll get it for sure.
Me: Because for one, they are clueless. Second, they want to make you feel good. I'm sure with all the disability apps they take, they got a lot of crying and anger, and the easiest way to deal with that is to give out this spiell that has nothing to do with reality. I mean, hey, you MAY get approved on your initial application, but, statistically, the numbers say you probably
won't. And how the heck is a claims rep going to know if you will or won't get approved? They don't work on your case. They don't order your medical records. They don't read them. But the real problem with them giving out these rosy predictions is that people absolutely take them at their word. And I've talked to a lot of people who just blindly assumed that their claim was going to get approved, just like that.
MyFriend: I know it. And that's how I would have felt if we hadn't talked so much about me filing for benefits. I just would have believed that, with my condition, I should have nothing to worry about.
Me: And maybe it will turn out to be the case that you really don't have anything to worry about. You could be one of the fifteen percent (in some states) that gets approved on the initial application. But, if I were applying, I would want to be told what my chances, statistically, really are. So I could at least prepare. Mentally and emotionally, maybe even financially.
MyFriend: Yeah, if we hadn't talked, I would have just believed everything she said. In fact, I kept correcting her. Everytime she said "when you get approved", I said to her "you mean 'if' I get approved, right?". I think finally I just said to her "How do you know I'll get approved?"
Me: What did she say?
MyFriend: She said it sounded like I had a good case.
Me: I think you do have a good case. Your cane is prescribed and it sounds like your docs will fill out medical source statements for you. The thing is, though, the claims rep has no way to know what will happen with your medical decision. And chances are, she doesn't even know what happens in a medical evaluation. The claims reps don't really know squat about the system. They just take the application and pass it on to DDS where it gets worked on by an examiner.
MyFriend: Well, I'm just going to assume that I'll get denied. And if I actually get approved, that'll be a nice surprise.
Me: That's my advice. Assume the worst. Then, if the worst doesn't happen, it'll feel like a bonus.
And that's basically how the conversation went. And the moral of the story is: don't believe everything that the social security office tells you. And here's some extra advice: always check behind them and never assume that they really did what they were supposed to do. I know for a fact that they are understaffed and have a TON of work in these field offices. But if you're filing a claim for benefits, those are not your concerns. Your only concern is what gets done ON YOUR CASE. And since SSA benefits fundamentally red-tape bureaucratic creations, you're simply better off not trusting them and following behind them every step of the way.
About the author:
The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
Circulated by Article Emporium
My friend called me up after her phone interview and was a combination of all the following: indignant, irritated, and incredulous. Want to know why? Here's my recreation of the conversation we had this afternoon (I'm no script writer, but I think I can recall most of the salient points).
Me: So, you did the application?
MyFriend: Yes, and I can't believe some of the things that woman said.
Me: What do you mean? Was she rude?
MyFriend: No, she was very nice.
Me: That's good. Take it from me. That's not always the case.
MyFriend: She was very nice and helpful. But if I hadn't talked to you about filing for benefits, I would have actually believed all the stuff she said.
Me: Like what?
MyFriend: Oh, god, you should have heard her. Everything she said to me, she was acting like I was going to get it for sure. And I would probably get an answer in a few weeks, and she even started talking about what would happen when I got approved, some five month thing---
Me: ---The five month waiting period.
MyFriend: Yeah, she talked about that and she kept saying I wouldn't have a problem at all. Which is not even close to what you and I discussed.
Me: Yep, I've heard this before. The problem is, these people who take applications don't WORK ON THEM. All they do is take the application and send it to DDS where the decision is made. Most of these field office people don't even have a clue how a case gets decided.
MyFriend: I remember you telling me that before. But why she did say all this stuff, like I won't have to worry and I'll get it for sure.
Me: Because for one, they are clueless. Second, they want to make you feel good. I'm sure with all the disability apps they take, they got a lot of crying and anger, and the easiest way to deal with that is to give out this spiell that has nothing to do with reality. I mean, hey, you MAY get approved on your initial application, but, statistically, the numbers say you probably
won't. And how the heck is a claims rep going to know if you will or won't get approved? They don't work on your case. They don't order your medical records. They don't read them. But the real problem with them giving out these rosy predictions is that people absolutely take them at their word. And I've talked to a lot of people who just blindly assumed that their claim was going to get approved, just like that.
MyFriend: I know it. And that's how I would have felt if we hadn't talked so much about me filing for benefits. I just would have believed that, with my condition, I should have nothing to worry about.
Me: And maybe it will turn out to be the case that you really don't have anything to worry about. You could be one of the fifteen percent (in some states) that gets approved on the initial application. But, if I were applying, I would want to be told what my chances, statistically, really are. So I could at least prepare. Mentally and emotionally, maybe even financially.
MyFriend: Yeah, if we hadn't talked, I would have just believed everything she said. In fact, I kept correcting her. Everytime she said "when you get approved", I said to her "you mean 'if' I get approved, right?". I think finally I just said to her "How do you know I'll get approved?"
Me: What did she say?
MyFriend: She said it sounded like I had a good case.
Me: I think you do have a good case. Your cane is prescribed and it sounds like your docs will fill out medical source statements for you. The thing is, though, the claims rep has no way to know what will happen with your medical decision. And chances are, she doesn't even know what happens in a medical evaluation. The claims reps don't really know squat about the system. They just take the application and pass it on to DDS where it gets worked on by an examiner.
MyFriend: Well, I'm just going to assume that I'll get denied. And if I actually get approved, that'll be a nice surprise.
Me: That's my advice. Assume the worst. Then, if the worst doesn't happen, it'll feel like a bonus.
And that's basically how the conversation went. And the moral of the story is: don't believe everything that the social security office tells you. And here's some extra advice: always check behind them and never assume that they really did what they were supposed to do. I know for a fact that they are understaffed and have a TON of work in these field offices. But if you're filing a claim for benefits, those are not your concerns. Your only concern is what gets done ON YOUR CASE. And since SSA benefits fundamentally red-tape bureaucratic creations, you're simply better off not trusting them and following behind them every step of the way.
About the author:
The author of this article is Timothy Moore, who, in addition to being a former food stamp caseworker, medicaid caseworker and AFDC caseworker, is a former disability claims examiner. He publishes information at Social Security Disability Tips and Secrets which features a helpful and informative Social Security Disability faq
Circulated by Article Emporium
Subscribe to:
Posts (Atom)